Indian Company Master Data Made Simple
Cholamandalam Financial Holdings Limited
Since 1949, Cholamandalam Financial Holdings Limited has maintained a presence in the industry for 77 years. Cholamandalam Financial Holdings Limited holds the CIN L65100TN1949PLC002905 and registration number 2905. The firm is categorized as company limited by shares. Authorized capital of the company is recorded at ₹43.00 crore. Paid-up capital for the company equals ₹18.78 crore.
The company specializes in monetary intermediation [this group includes the obtaining of funds in the form of deposits] operations. The firm’s place of registration is Chennai. The company is incorporated with the address Dare House, No.234, N S C Bose Road, Chennai, Tamil Nadu, India, 600001. It is officially listed as an active business entity. The entity’s PAN (Permanent Account Number) stands as AAACT1249H. The company’s Legal Entity Identifier (LEI) code is 335800WAHI1O38BILX22. For inquiries or official matters, please email krithikae@cfhl.murugappa.com. The senior leadership includes Ganesh Nagarajan (CFO).
Company Overview
- CIN
- Date of Incorporation
- 08/09/1949
- Company Status
- Active
- RoC
- Chennai
- Registration Number
- Balance sheet date
- 31/03/2024
- Company Category
- Company limited by shares
- Company Sub Category
- Non-government company
- Listed in Stock Exchange
- Yes
- Class of Company
- Public Limited Company
- LEI Number
- LEI Status
- Issued
- Authorized Capital
- ₹43,00,00,000.00
- Paid up Capital
- ₹18,77,77,462.00
- Activity
- Monetary Intermediation [This group includes the obtaining of funds in the form of deposits]
- krithikae@cfhl.murugappa.com
- PAN
GST Numbers
| State | GST Number | Status |
|---|---|---|
| Assam | 18AAACT1249H2ZE | Inactive |
| 18AAACT1249H1ZF | Inactive | |
| Andhra Pradesh | 37AAACT1249H1ZF | Inactive |
| 37AAACT1249H2ZE | Inactive | |
| Bihar | 10AAACT1249H1ZV | Inactive |
| Chhattisgarh | 22AAACT1249H1ZQ | Inactive |
| Delhi | 07AAACT1249H1ZI | Inactive |
| Gujarat | 24AAACT1249H1ZM | Inactive |
| Haryana | 06AAACT1249H1ZK | Inactive |
| Jharkhand | 20AAACT1249H1ZU | Inactive |
ISIN Numbers
| ISIN | Security | Interest Rate | Maturity Date | FISN | CFI |
|---|---|---|---|---|---|
| INE149A01033 | CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED EQ NEW FV RE. 1/- | - | 12/10/2026 | CHOLAMANDALAM F/SH VTG | ESVUFN |
| IN8149A01024 | CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED EQ NEW FV RE. 1/-LISTING/TRDG APRVL AWAITED | - | 12/10/2026 | CHOLAMANDALAM F/SH VTG | ESVUFN |
Balance Sheet
| Metric | 31/03/2026 | 31/03/2025 | 31/03/2024 | 31/03/2023 |
|---|---|---|---|---|
| Net PPE | ₹2,06,429.00L | ₹1,90,453.00L | ₹1,66,963.00L | ₹54,237.00L |
| Net Debt | ₹2,01,92,502.00L | ₹1,68,98,053.00L | ₹1,33,04,078.00L | ₹96,13,559.00L |
| Goodwill | ₹4,272.00L | ₹4,272.00L | ₹4,272.00L | ₹4,272.00L |
| Gross PPE | ₹2,95,953.00L | ₹2,60,215.00L | ₹2,38,219.00L | ₹1,07,854.00L |
| Total Debt | ₹2,10,40,003.00L | ₹1,74,36,644.00L | ₹1,34,01,400.00L | ₹97,19,103.00L |
| Common Stock | ₹1,878.00L | ₹1,878.00L | ₹1,878.00L | ₹1,877.00L |
| Current Debt | ₹77,57,445.00L | ₹57,19,959.00L | ₹47,49,483.00L | ₹34,32,515.00L |
| Share Issued | ₹1,877.77L | ₹1,877.77L | ₹1,877.77L | ₹1,877.77L |
| Total Assets | ₹2,68,33,272.00L | ₹2,24,61,595.00L | ₹1,76,91,767.00L | ₹1,31,03,296.00L |
| Capital Stock | ₹1,878.00L | ₹1,878.00L | ₹1,878.00L | ₹1,877.00L |
| Long Term Debt | ₹1,32,82,558.00L | ₹1,17,16,685.00L | ₹86,51,917.00L | ₹62,86,588.00L |
| Current Assets | ₹74,79,396.00L | ₹59,19,926.00L | ₹43,98,525.00L | ₹33,57,918.00L |
| Working Capital | -₹13,33,302.00L | -₹4,53,573.00L | -₹9,04,761.00L | -₹4,95,982.00L |
| Financial Assets | ₹1,30,308.00L | ₹14,948.00L | ₹12,158.00L | ₹25,913.00L |
| Invested Capital | ₹2,25,85,418.00L | ₹1,86,88,172.00L | ₹1,44,25,573.00L | ₹1,13,24,007.00L |
| Other Properties | ₹2,04,600.00L | ₹1,90,084.00L | ₹1,66,963.00L | ₹50,663.00L |
| Retained Earnings | ₹6,55,009.00L | ₹4,83,199.00L | ₹3,25,309.00L | ₹4,18,617.00L |
| Common Stock Equity | ₹15,45,415.00L | ₹12,51,528.00L | ₹10,24,173.00L | ₹16,04,904.00L |
| Net Tangible Assets | ₹15,25,088.00L | ₹12,36,560.00L | ₹10,12,228.00L | ₹15,93,593.00L |
| Tangible Book Value | ₹15,25,088.00L | ₹12,36,560.00L | ₹10,12,228.00L | ₹15,93,593.00L |
| Current Liabilities | ₹88,12,698.00L | ₹63,73,499.00L | ₹53,03,286.00L | ₹38,53,900.00L |
| Long Term Provisions | ₹30,056.00L | ₹24,834.00L | ₹21,804.00L | ₹14,172.00L |
| Stockholders Equity | ₹15,45,415.00L | ₹12,51,528.00L | ₹10,24,173.00L | ₹16,04,904.00L |
| Other Equity Interest | ₹14,606.00L | ₹10,213.00L | ₹6,895.00L | ₹8,178.00L |
| Total Capitalization | ₹1,48,27,973.00L | ₹1,29,68,213.00L | ₹96,76,090.00L | ₹78,91,492.00L |
| Hedging Assets Current | ₹39,798.00L | ₹5,384.00L | ₹12,624.00L | ₹1,373.00L |
| Investment Properties | ₹2,896.00L | ₹2,896.00L | ₹2,896.00L | ₹2,896.00L |
| Ordinary Shares Number | ₹1,877.77L | ₹1,877.77L | ₹1,877.77L | ₹1,877.77L |
| Other Intangible Assets | ₹16,055.00L | ₹10,696.00L | ₹7,673.00L | ₹7,039.00L |
| Other Non Current Assets | ₹43,551.00L | ₹96,472.00L | ₹80,301.00L | ₹73,537.00L |
| Total Non Current Assets | ₹1,93,53,876.00L | ₹1,65,41,669.00L | ₹1,32,95,427.00L | ₹97,45,473.00L |
| Cash And Cash Equivalents | ₹8,47,501.00L | ₹5,38,591.00L | ₹97,322.00L | ₹1,05,544.00L |
| Construction In Progress | ₹1,829.00L | ₹369.00L | ₹0.00L | ₹3,574.00L |
| Accumulated Depreciation | -₹89,524.00L | -₹69,762.00L | -₹71,256.00L | -₹53,617.00L |
| Additional Paid In Capital | ₹3,41,719.00L | ₹2,78,193.00L | ₹2,76,112.00L | ₹2,38,758.00L |
| Other Short Term Investments | ₹8,96,509.00L | ₹7,38,732.00L | ₹4,02,560.00L | ₹3,63,173.00L |
| Other Non Current Liabilities | ₹580.00L | ₹705.00L | ₹1,023.00L | -₹8,38,077.00L |
| Machinery Furniture Equipment | ₹74,816.00L | ₹65,265.00L | ₹59,756.00L | ₹44,183.00L |
| Derivative Product Liabilities | ₹6,483.00L | ₹24,985.00L | ₹15,834.00L | ₹11,665.00L |
| Goodwill And Other Intangible Assets | ₹20,327.00L | ₹14,968.00L | ₹11,945.00L | ₹11,311.00L |
| Total Equity Gross Minority Interest | ₹33,87,996.00L | ₹26,94,909.00L | ₹22,12,402.00L | ₹24,64,648.00L |
| Total Liabilities Net Minority Interest | ₹2,34,45,276.00L | ₹1,97,66,686.00L | ₹1,54,79,365.00L | ₹1,06,38,648.00L |
| Current Debt And Capital Lease Obligation | ₹77,57,445.00L | ₹57,19,959.00L | ₹47,49,483.00L | ₹34,32,515.00L |
| Long Term Debt And Capital Lease Obligation | ₹1,32,82,558.00L | ₹1,17,16,685.00L | ₹86,51,917.00L | ₹62,86,588.00L |
| Cash Cash Equivalents And Short Term Investments | ₹17,44,010.00L | ₹12,77,323.00L | ₹4,99,882.00L | ₹4,68,717.00L |
| Total Non Current Liabilities Net Minority Interest | ₹1,46,32,578.00L | ₹1,33,93,187.00L | ₹1,01,76,079.00L | ₹67,84,748.00L |
Cash Flow
| Metric | 31/03/2026 | 31/03/2025 | 31/03/2024 | 31/03/2023 |
|---|---|---|---|---|
| Net Income | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Free Cash Flow | -₹30,39,298.00L | -₹34,54,278.00L | -₹36,89,513.00L | -₹29,58,949.00L |
| Changes In Cash | ₹3,08,910.00L | ₹4,41,269.00L | -₹8,222.00L | -₹1,74,598.00L |
| End Cash Position | ₹8,47,501.00L | ₹5,38,591.00L | ₹97,322.00L | ₹1,05,544.00L |
| Financing Cash Flow | ₹35,65,027.00L | ₹39,65,171.00L | ₹38,26,919.00L | ₹27,28,757.00L |
| Investing Cash Flow | -₹2,52,840.00L | -₹1,03,772.00L | -₹2,62,499.00L | ₹29,518.00L |
| Operating Cash Flow | -₹30,03,277.00L | -₹34,20,130.00L | -₹35,72,642.00L | -₹29,32,873.00L |
| Capital Expenditure | -₹36,021.00L | -₹34,148.00L | -₹1,16,871.00L | -₹26,076.00L |
| Beginning Cash Position | ₹5,38,591.00L | ₹97,322.00L | ₹1,05,544.00L | ₹2,80,142.00L |
| Issuance Of Capital Stock | ₹1,46,807.00L | ₹4,752.00L | ₹2,00,915.00L | ₹2,572.00L |
Income Statement
| Metric | 31/03/2026 | 31/03/2025 | 31/03/2024 | 31/03/2023 |
|---|---|---|---|---|
| EBIT | ₹7,37,835.00L | ₹6,44,444.00L | ₹5,22,667.00L | ₹3,84,154.00L |
| Ebit | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| EBITDA | ₹7,71,092.00L | ₹6,74,017.00L | ₹5,47,421.00L | ₹4,01,760.00L |
| Basic EPS | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Net Income | ₹2,44,129.00L | ₹2,17,366.00L | ₹1,77,252.00L | ₹1,29,023.00L |
| Diluted EPS | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Gross Profit | ₹12,96,836.00L | ₹10,84,331.00L | ₹8,15,399.00L | ₹7,15,977.00L |
| Pretax Income | ₹7,32,592.00L | ₹6,39,956.00L | ₹5,19,983.00L | ₹3,82,440.00L |
| Tax Provision | ₹1,84,800.00L | ₹1,66,558.00L | ₹1,36,135.00L | ₹1,00,609.00L |
| Total Revenue | ₹40,69,305.00L | ₹34,83,698.00L | ₹27,27,559.00L | ₹19,38,134.00L |
| Cost Of Revenue | ₹27,72,469.00L | ₹23,99,367.00L | ₹19,12,160.00L | ₹12,22,157.00L |
| Total Expenses | ₹34,15,107.00L | ₹28,98,598.00L | ₹22,50,075.00L | ₹15,87,320.00L |
| Interest Income | ₹50,666.00L | ₹40,904.00L | ₹25,557.00L | ₹15,800.00L |
| Interest Expense | ₹5,243.00L | ₹4,488.00L | ₹2,684.00L | ₹1,714.00L |
| Operating Income | ₹6,54,198.00L | ₹5,85,100.00L | ₹4,77,484.00L | ₹3,50,814.00L |
| Tax Rate For Calcs | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Income Tax Expense | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Normalized EBITDA | ₹7,30,818.00L | ₹6,50,080.00L | ₹5,22,403.00L | ₹3,80,027.00L |
| Normalized Income | ₹2,14,014.32L | ₹1,99,658.96L | ₹1,58,783.88L | ₹1,13,007.33L |
| Operating Expense | ₹6,42,638.00L | ₹4,99,231.00L | ₹3,37,915.00L | ₹3,65,163.00L |
| Operating Revenue | ₹40,69,305.00L | ₹34,83,698.00L | ₹27,27,559.00L | ₹19,38,134.00L |
| Net Interest Income | ₹37,633.00L | ₹29,687.00L | ₹17,204.00L | ₹9,781.00L |
| Total Unusual Items | ₹40,274.00L | ₹23,937.00L | ₹25,018.00L | ₹21,733.00L |
| Basic Average Shares | ₹1,877.77L | ₹1,877.77L | ₹1,877.53L | ₹1,877.53L |
| Diluted Average Shares | ₹1,877.77L | ₹1,877.77L | ₹1,877.53L | ₹1,877.53L |
| Total Other Finance Cost | ₹7,790.00L | ₹6,729.00L | ₹5,669.00L | ₹4,305.00L |
| Other Operating Expenses | ₹5,52,872.00L | ₹4,13,392.00L | ₹2,75,273.00L | ₹2,14,596.00L |
| Reconciled Depreciation | ₹33,257.00L | ₹29,573.00L | ₹24,754.00L | ₹17,606.00L |
| Total Operating Expenses | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Reconciled Cost Of Revenue | ₹27,72,469.00L | ₹23,99,367.00L | ₹19,12,160.00L | ₹12,22,157.00L |
| Rent Expense Supplemental | ₹6,116.00L | ₹3,856.00L | ₹3,309.00L | ₹2,766.00L |
| Tax Effect Of Unusual Items | ₹10,159.32L | ₹6,229.96L | ₹6,549.88L | ₹5,717.33L |
| Interest Income Non Operating | ₹50,666.00L | ₹40,904.00L | ₹25,557.00L | ₹15,800.00L |
| Selling And Marketing Expense | ₹8,824.00L | ₹8,817.00L | ₹8,412.00L | ₹91,691.00L |
| Interest Expense Non Operating | ₹5,243.00L | ₹4,488.00L | ₹2,684.00L | ₹1,714.00L |
| Net Income Common Stockholders | ₹2,44,129.00L | ₹2,17,366.00L | ₹1,77,252.00L | ₹1,29,023.00L |
| Net Income Continuous Operations | ₹5,48,518.00L | ₹4,73,988.00L | ₹3,85,056.00L | ₹2,80,962.00L |
| Diluted NIAvailto Com Stockholders | ₹2,44,129.00L | ₹2,17,366.00L | ₹1,77,252.00L | ₹1,29,023.00L |
| General And Administrative Expense | ₹39,321.00L | ₹32,354.00L | ₹29,574.00L | ₹24,949.00L |
| Selling General And Administration | ₹48,145.00L | ₹41,171.00L | ₹37,986.00L | ₹1,16,640.00L |
| Otherunder Preferred Stock Dividend | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Total Unusual Items Excluding Goodwill | ₹40,274.00L | ₹23,937.00L | ₹25,018.00L | ₹21,733.00L |
| Net Non Operating Interest Income Expense | ₹37,633.00L | ₹29,687.00L | ₹17,204.00L | ₹9,781.00L |
| Net Income Including Noncontrolling Interests | ₹5,48,518.00L | ₹4,73,988.00L | ₹3,85,056.00L | ₹2,80,962.00L |
| Net Income From Continuing And Discontinued Operation | ₹2,44,129.00L | ₹2,17,366.00L | ₹1,77,252.00L | ₹1,29,023.00L |
| Net Income From Continuing Operation Net Minority Interest | ₹2,44,129.00L | ₹2,17,366.00L | ₹1,77,252.00L | ₹1,29,023.00L |
Company Performance (FY23–FY26)
Directors
| Appointment | Director name | DIN | Designation | |
|---|---|---|---|---|
| 09/08/2017 | Krithika Elanjezhian | *****1226C | Company Secretary | |
| 09/08/2017 | Ganesh Nagarajan | *****8243L | Manager | |
| 11/11/2017 | Muthiah Murugappan Murugappan | 00170478 | Director | View other directorships |
| 30/08/2018 | Rangarajan Sridharan | 01814413 | Director | View other directorships |
| 18/03/2019 | Balasubramanyan Ramaratnam | 07525213 | Director | View other directorships |
| 12/02/2020 | Vasudha Sundararaman | 06609400 | Director | View other directorships |
| 11/11/2020 | Vellayan Subbiah | 01138759 | Director | View other directorships |
| 17/03/2022 | Balasubramanian Krishnamurthy | 00137260 | Director | View other directorships |
Business Network
Directors 8
- Balasubramanian KrishnamurthyDirector
- Vellayan SubbiahDirector
- Vasudha SundararamanDirector
- Balasubramanyan RamaratnamDirector
- Rangarajan SridharanDirector
- Muthiah Murugappan MurugappanDirector
- Ganesh NagarajanCFO
- Krithika ElanjezhianCompany Secretary
Subsidiaries 3
- Cholamandalam Ms General Insurance Company LimitedDirect
- Cholamandalam Investment And Finance Company LimitedDirect
- Cholamandalam Securities LimitedUltimate
Latest Documents
| Date | Title | Size |
|---|---|---|
| 17/10/2024 | Form Addendum to AOC-4 CSR-17102024_signed | - |
| 03/10/2024 | Form MGT-7-03102024 | - |
| 11/09/2024 | Form AOC-4 NBFC(IND AS)-05092024 | - |
| 10/09/2024 | Form AOC-4 CFS NBFC(Ind AS)-10092024_signed | - |
| 30/03/2024 | Form Addendum to AOC-4 CSR-30032024_signed | - |
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Direct/Ultimate Children
| Type | Legal Name | LEI code |
|---|---|---|
| Direct | Cholamandalam Ms General Insurance Company Limited | 335800658S4WURRWZ510 |
| Direct | Cholamandalam Investment And Finance Company Limited | 3358008DNPV45O4EII52 |
| Ultimate | Cholamandalam Securities Limited | 335800C9QEKYU71EN702 |
Address
Frequently Asked Questions
The current board member of Cholamandalam Financial Holdings Limited are:
- Rangarajan Sridharan
- Vellayan Subbiah
- Muthiah Murugappan Murugappan
- Balasubramanyan Ramaratnam
- Vasudha Sundararaman
- Balasubramanian Krishnamurthy