Indian Company Master Data Made Simple
Cholamandalam Investment And Finance Company Limited
Cholamandalam Investment And Finance Company Limited was incorporated in 1978 and brings 4 decades of experience to its industry. The company’s Corporate Identification Number is L65993TN1978PLC007576; registration no. 7576. It belongs to the classification of company limited by shares as per MCA records. Its authorized capital has been set at ₹740.00 crore. The paid-up share capital amounts to ₹168.15 crore.
The main line of business is other financial intermediation. [this group includes financial intermediation other than that conducted by monetary institutions.]. Its registered office is located in Chennai. The registered address is listed as Chola Crest, C54-55 & Super B-4, Thiru-vi-ka Industrial Estate, Guindy, Chennai, Guindy Industrial Estate, Chennai, Chennai City Corporation, Tamil Nadu, India, 600032. Currently, the company’s operational status is active. The company’s Permanent Account Number (PAN) is AAACC1226H. Cholamandalam Investment And Finance Company Limited holds the LEI code 3358008DNPV45O4EII52. Cholamandalam Investment And Finance Company Limited can be contacted at [email protected]. The company is led by Arulselvan Dharmalingam (CFO).
Company Overview
- CIN
- Date of Incorporation
- 16/08/1978
- Company Status
- Active
- RoC
- Chennai
- Registration Number
- Balance sheet date
- 31/03/2024
- Company Category
- Company limited by shares
- Company Sub Category
- Non-government company
- Listed in Stock Exchange
- Yes
- Class of Company
- Public Limited Company
- LEI Number
- LEI Status
- Issued
- Authorized Capital
- ₹7,40,00,00,000.00
- Paid up Capital
- ₹1,68,14,84,200.00
- Activity
- Other financial intermediation. [This group includes financial intermediation other than that conducted by monetary institutions.]
- [email protected]
- PAN
GST Numbers
| State | GST Number | Status |
|---|---|---|
| Andhra Pradesh | 37AAACC1226H1Z3 | Active |
| 37AAACC1226H1CE | Active | |
| 37AAACC1226H2Z2 | Active | |
| Assam | 18AAACC1226H1Z3 | Active |
| 18AAACC1226H1CE | Active | |
| Andaman and Nicobar Islands | 35AAACC1226H1Z7 | Active |
| Arunachal Pradesh | 12AAACC1226H1ZF | Active |
| Bihar | 10AAACC1226H1ZJ | Active |
| Chhattisgarh | 22AAACC1226H1ZE | Active |
| Chandigarh | 04AAACC1226H1ZC | Active |
ISIN Numbers
| ISIN | Security | Interest Rate | Maturity Date | FISN | CFI |
|---|---|---|---|---|---|
| INE121A08PN2 | CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR SD70 9 NCD 03JU34 FVRS1LAC | 9% | 03/06/2034 | CHOLA INVEST/9 DEB UNSEC | DBFUFN |
| INE121A08OR6 | CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR SD62 7.90 NCD 06OT31 FVRS1CR | 7.9% | 06/10/2031 | CHOLA INVEST/7.90 DEB 20311006 | DBFUFN |
| INE121A14YK8 | CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED 364D CP 11FEB27 | - | 11/02/2027 | CHOLA INVEST/CP 20270211 | DYZUXN |
| INE121A07SK4 | CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR 650 8.19 NCD 30DC26 FVRS1LAC | 8.19% | 30/12/2026 | CHOLA INVEST/8.19 DEB SECD | DBFSFN |
| INE121A08NY4 | CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR- SD48 9.2 NCD 10NV26 FVRS10LAC | 9.2% | 10/11/2026 | CHOLA INVEST/9.2 DEB 20261110 | DBFUFN |
| INE121A14XR5 | CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED 364D CP 29MAY26 | - | 29/05/2026 | CHOLA INVEST/CP 20260529 | DYZUXN |
| INE121A14XK0 | CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED 365D CP 22MAY26 | - | 22/05/2026 | CHOLA INVEST/CP 20260522 | DYZUXN |
| INE121A14XJ2 | CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED 365D CP 19MAY26 | - | 19/05/2026 | CHOLA INVEST/CP 20260519 | DYZUXN |
| INE121A07QV5 | CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR 633 8.5 NCD 27MR26 FVRS1LAC | 8.5% | 27/03/2026 | CHOLA INVEST/8.5 DEB SECD | DBFSFN |
| IN8121A01023 | CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED EQ NEW FV RS. 2/-LISTING/TRDG APRVL AWAITED | - | 17/02/2026 | CHOLA INVEST/SH VTG | ESVUFN |
| INE121A08OI5 | CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR PDI20 10.88 NCD PERPETUAL FVRS5LAC | 10.88% | 17/02/2026 | CHOLA INVEST/10.88 DEB | DBFUQN |
| INE121A08ND8 | CHOLAMANDALAM INVESTMENT AND FIN. CO. LTD RR NCD PERPETUAL FVRS10LAC LOA UPTO 30JN14 | 12.5% | 17/02/2026 | CHOLA INVEST/VARI DEB PERP | DBVUQN |
| INE121A14XZ8 | CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED 91D CP 10FEB26 | - | 10/02/2026 | CHOLA INVEST/CP 20260210 | DYZUXN |
| INE121A07PX3 | CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR 601 NCD 31JL25 FVRS10LAC | - | 31/07/2025 | CHOLA INVEST/DEB 20250731 | DBZSFN |
| INE121A07RG4 | CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR II TR II NCD 09JU25 FVRS1000 | - | 09/06/2025 | CHOLA INVEST/Zero DEB SNR | DBZSFN |
| INE121A14WB1 | CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED 76D CP 22JAN24 | - | 22/01/2024 | CHOLA INVEST/CP 20240122 | DYZUXN |
| INE121A08MT6 | CHOLAMANDALAM INVESTMENT AND FIN. CO. LTD 14 RR NCD PERPETUAL FVRS10LAC LOA UPTO 16DC12 | 12.7% | 16/01/2023 | CHOLA INVEST/VARI DEB PERP | DBVUQN |
Balance Sheet
| Metric | 31/03/2025 | 31/03/2024 | 31/03/2023 | 31/03/2022 |
|---|---|---|---|---|
| Investment Properties | ₹13.00L | ₹13.00L | ₹13.00L | ₹13.00L |
| Total Liabilities Net Minority Interest | ₹1,78,21,807.00L | ₹1,37,09,317.00L | ₹99,28,080.00L | ₹70,70,968.00L |
| Accumulated Depreciation | -₹49,401.00L | -₹54,934.00L | -₹40,674.00L | -₹32,024.00L |
| Tangible Book Value | ₹23,63,575.00L | ₹19,55,680.00L | ₹14,29,348.00L | ₹11,73,836.00L |
| Total Assets | ₹2,01,88,676.00L | ₹1,56,68,641.00L | ₹1,13,62,690.00L | ₹82,47,868.00L |
| Machinery Furniture Equipment | ₹32,863.00L | ₹32,713.00L | ₹23,856.00L | ₹19,061.00L |
| Total Equity Gross Minority Interest | ₹23,66,869.00L | ₹19,59,324.00L | ₹14,34,610.00L | ₹11,76,900.00L |
| Gross PPE | ₹2,25,540.00L | ₹2,09,610.00L | ₹83,829.00L | ₹58,686.00L |
| Total Capitalization | ₹1,98,70,469.00L | ₹1,54,06,812.00L | ₹1,11,70,360.00L | ₹80,94,250.00L |
| Common Stock | ₹16,825.00L | ₹16,806.00L | ₹16,448.00L | ₹16,428.00L |
| Derivative Product Liabilities | ₹28,460.00L | ₹18,670.00L | ₹13,427.00L | ₹16,956.00L |
| Goodwill And Other Intangible Assets | ₹3,294.00L | ₹3,644.00L | ₹5,262.00L | ₹3,064.00L |
| Total Debt | ₹1,75,59,472.00L | ₹1,34,84,778.00L | ₹97,52,439.00L | ₹69,28,386.00L |
| Other Equity Interest | ₹21,521.00L | ₹14,037.00L | ₹8,338.00L | ₹5,492.00L |
| Capital Stock | ₹16,825.00L | ₹16,806.00L | ₹16,448.00L | ₹16,428.00L |
| Additional Paid In Capital | ₹4,99,691.00L | ₹4,94,997.00L | ₹2,94,599.00L | ₹2,92,192.00L |
| Invested Capital | ₹1,98,70,469.00L | ₹1,54,06,812.00L | ₹1,11,70,360.00L | ₹80,94,250.00L |
| Net Tangible Assets | ₹23,63,575.00L | ₹19,55,680.00L | ₹14,29,348.00L | ₹11,73,836.00L |
| Prepaid Assets | ₹7,855.00L | ₹9,072.00L | ₹4,947.00L | ₹3,217.00L |
| Cash And Cash Equivalents | ₹6,52,134.00L | ₹2,23,623.00L | ₹1,99,161.00L | ₹3,86,137.00L |
| Stockholders Equity | ₹23,66,869.00L | ₹19,59,324.00L | ₹14,34,610.00L | ₹11,76,900.00L |
| Share Issued | ₹8,409.40L | ₹8,399.69L | ₹8,220.40L | ₹8,210.72L |
| Net Debt | ₹1,68,51,466.00L | ₹1,32,23,865.00L | ₹95,36,589.00L | ₹65,31,213.00L |
| Ordinary Shares Number | ₹8,409.40L | ₹8,399.69L | ₹8,220.40L | ₹8,210.72L |
| Long Term Debt And Capital Lease Obligation | ₹1,75,59,472.00L | ₹1,34,84,778.00L | ₹97,52,439.00L | ₹69,28,386.00L |
| Retained Earnings | ₹8,55,346.00L | ₹5,32,909.00L | ₹2,77,105.00L | ₹1,81,077.00L |
| Net PPE | ₹1,76,139.00L | ₹1,54,676.00L | ₹43,155.00L | ₹26,662.00L |
| Construction In Progress | ₹739.00L | ₹731.00L | ₹5,686.00L | ₹2,447.00L |
| Common Stock Equity | ₹23,66,869.00L | ₹19,59,324.00L | ₹14,34,610.00L | ₹11,76,900.00L |
| Other Intangible Assets | ₹3,294.00L | ₹3,644.00L | ₹5,262.00L | ₹3,064.00L |
| Other Properties | ₹15,990.00L | ₹13,258.00L | ₹8,473.00L | ₹2,253.00L |
Cash Flow
| Metric | 31/03/2025 | 31/03/2024 | 31/03/2023 | 31/03/2022 |
|---|---|---|---|---|
| Changes In Cash | ₹4,43,401.00L | -₹6,621.00L | -₹1,78,699.00L | ₹1,21,848.00L |
| Financing Cash Flow | ₹39,79,528.00L | ₹38,47,123.00L | ₹27,46,647.00L | ₹5,15,027.00L |
| Net Income | ₹4,26,270.00L | ₹3,42,006.00L | ₹2,66,485.00L | ₹2,15,351.00L |
| Investing Cash Flow | -₹2,94,812.00L | -₹2,85,459.00L | -₹2,14,841.00L | ₹1,63,954.00L |
| Free Cash Flow | -₹32,61,268.00L | -₹36,75,909.00L | -₹27,29,450.00L | -₹5,66,724.00L |
| End Cash Position | ₹5,27,965.00L | ₹84,564.00L | ₹91,185.00L | ₹2,69,884.00L |
| Capital Expenditure | -₹19,953.00L | -₹1,07,624.00L | -₹18,945.00L | -₹9,591.00L |
| Beginning Cash Position | ₹84,564.00L | ₹91,185.00L | ₹2,69,884.00L | ₹1,48,036.00L |
| Operating Cash Flow | -₹32,41,315.00L | -₹35,68,285.00L | -₹27,10,505.00L | -₹5,57,133.00L |
| Issuance Of Capital Stock | ₹4,752.00L | ₹2,00,915.00L | ₹2,427.00L | ₹2,308.00L |
Income Statement
| Metric | 31/03/2025 | 31/03/2024 | 31/03/2023 | 31/03/2022 |
|---|---|---|---|---|
| Income Tax Expense | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Total Operating Expenses | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Net Income From Continuing Operation Net Minority Interest | ₹4,26,272.00L | ₹3,42,006.00L | ₹2,66,485.00L | ₹2,15,351.00L |
| Basic EPS | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Total Unusual Items | -₹206.00L | -₹593.00L | -₹66.00L | -₹7.00L |
| Operating Revenue | ₹13,41,127.00L | ₹9,93,887.00L | ₹7,14,525.00L | ₹5,86,418.00L |
| Ebit | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Tax Effect Of Unusual Items | -₹53.15L | -₹153.82L | -₹17.13L | -₹1.80L |
| Total Unusual Items Excluding Goodwill | -₹206.00L | -₹593.00L | -₹66.00L | -₹7.00L |
| Interest Income | ₹23,78,856.00L | ₹17,62,720.00L | ₹12,08,258.00L | ₹9,57,398.00L |
| General And Administrative Expense | ₹20,822.00L | ₹16,663.00L | ₹14,325.00L | ₹12,138.00L |
| Net Income From Continuing And Discontinued Operation | ₹4,26,272.00L | ₹3,42,006.00L | ₹2,66,485.00L | ₹2,15,351.00L |
| Reconciled Depreciation | ₹24,483.00L | ₹19,806.00L | ₹12,109.00L | ₹10,063.00L |
| Net Income Continuous Operations | ₹4,26,270.00L | ₹3,42,006.00L | ₹2,66,485.00L | ₹2,15,351.00L |
| Net Income | ₹4,26,272.00L | ₹3,42,006.00L | ₹2,66,485.00L | ₹2,15,351.00L |
| Diluted Average Shares | ₹8,423.75L | ₹8,329.15L | ₹8,229.09L | ₹8,221.73L |
| Selling And Marketing Expense | ₹2,323.00L | ₹2,406.00L | ₹1,510.00L | ₹1,298.00L |
| Normalized Income | ₹4,26,424.85L | ₹3,42,445.18L | ₹2,66,533.87L | ₹2,15,356.20L |
| Gross Profit | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Diluted NIAvailto Com Stockholders | ₹4,26,272.00L | ₹3,42,006.00L | ₹2,66,485.00L | ₹2,15,351.00L |
| Cost Of Revenue | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Net Interest Income | ₹11,31,332.00L | ₹8,41,386.00L | ₹6,34,926.00L | ₹5,29,534.00L |
| Operating Expense | ₹5,42,715.00L | ₹4,26,918.00L | ₹2,90,072.00L | ₹2,07,657.00L |
| Net Income Common Stockholders | ₹4,26,272.00L | ₹3,42,006.00L | ₹2,66,485.00L | ₹2,15,351.00L |
| Pretax Income | ₹5,74,145.00L | ₹4,60,531.00L | ₹3,61,459.00L | ₹2,90,760.00L |
| Tax Rate For Calcs | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Selling General And Administration | ₹23,145.00L | ₹19,069.00L | ₹15,835.00L | ₹13,436.00L |
| Total Revenue | ₹13,41,127.00L | ₹9,93,887.00L | ₹7,14,525.00L | ₹5,86,418.00L |
| Other Operating Expenses | ₹1,51,526.00L | ₹1,31,325.00L | ₹1,20,361.00L | ₹84,293.00L |
| Diluted EPS | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Interest Expense | ₹12,47,524.00L | ₹9,21,334.00L | ₹5,73,332.00L | ₹4,27,864.00L |
| Basic Average Shares | ₹8,404.71L | ₹8,307.70L | ₹8,215.85L | ₹8,205.81L |
| Tax Provision | ₹1,48,145.00L | ₹1,19,457.00L | ₹93,792.00L | ₹74,871.00L |
| Net Income Including Noncontrolling Interests | ₹4,26,270.00L | ₹3,42,006.00L | ₹2,66,485.00L | ₹2,15,351.00L |
Company Performance (FY22–FY25)
Directors
| Appointment | Director name | DIN | Designation | |
|---|---|---|---|---|
| 27/02/2011 | P Sujatha | *****0985K | Company Secretary | |
| 01/04/2014 | Arulselvan Dharmalingam | *****7586M | CFO | |
| 30/10/2018 | Ramesh Rajan Natarajan | 01628318 | Director | View other directorships |
| 31/07/2019 | Bhama Krishnamurthy | 02196839 | Director | View other directorships |
| 23/01/2020 | Ravindra Kumar Kundu | 07337155 | Managing Director | View other directorships |
| 11/11/2020 | Vellayan Subbiah | 01138759 | Director | View other directorships |
| 29/01/2021 | M A M Arunachalam | 00202958 | Director | View other directorships |
| 16/03/2021 | Anand Kumar | 00818724 | Director | View other directorships |
| 01/05/2024 | Mangalam Ramasubramanian Kumar | 03628755 | Director | View other directorships |
| 26/07/2024 | Ramamoorthy Ramkumar | 07936844 | Director | View other directorships |
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Direct/Ultimate Children
| Type | Legal Name | LEI code |
|---|---|---|
| Direct | Cholamandalam Securities Limited | 335800C9QEKYU71EN702 |
Address
Frequently Asked Questions
The current board member of Cholamandalam Investment And Finance Company Limited are:
- M A M Arunachalam
- Anand Kumar
- Ravindra Kumar Kundu
- Bhama Krishnamurthy
- Vellayan Subbiah
- Ramesh Rajan Natarajan
- Ramamoorthy Ramkumar
- Mangalam Ramasubramanian Kumar