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Creditaccess Grameen Limited

Creditaccess Grameen Limited has been active since 1991, providing more than 35 years of industry experience. Creditaccess Grameen Limited holds the CIN L51216KA1991PLC053425 and registration number 53425. The firm is categorized as company limited by shares. The firm’s authorized share capital totals ₹170.00 crore. It has a paid-up capital totaling ₹159.38 crore.

The company’s main operations are related to wholesale of agricultural raw material, live animals, food beverages and tobacco. Its registered office is located in Bangalore. The company is incorporated with the address New No.49(oldno725),46th Cross, 8th Block, Jayanagar (next To Rajalakshmi Kalyana Mantapa), B Sk Ii Stage, Bangalore, Bangalore South, Karnataka, India, 560070. The firm continues to be in active status. According to the LEI registry, the company’s code is 335800YHFDVKKBDQMK23. You can reach the company via email at cs@cagrameen.in. At the helm are Nilesh Shrikrishna Dalvi (CFO) and Ganesh Narayanan (CEO).

Company Overview

CIN
L51216KA1991PLC053425
Date of Incorporation
11/06/1991
Company Status
Active
RoC
Bangalore
Registration Number
053425
Balance sheet date
31/03/2024
Company Category
Company limited by shares
Company Sub Category
Non-government company
Listed in Stock Exchange
Yes
Class of Company
Public Limited Company
LEI Number
335800YHFDVKKBDQMK23
LEI Status
Issued
Authorized Capital
₹1,70,00,00,000.00
Paid up Capital
₹1,59,38,32,940.00
Activity
Wholesale of agricultural raw material, live animals, food beverages and tobacco
E-mail
cs@cagrameen.in
PAN
-

GST Numbers

StateGST NumberStatus
Andhra Pradesh37AAECS7201G1ZIActive
Bihar10AAECS7201G1ZYActive
Chhattisgarh22AAECS7201G1ZTActive
Gujarat24AAECS7201G1ZPActive
Goa30AAECS7201G1ZWActive
Jharkhand20AAECS7201G2ZWInactive
20AAECS7201G1ZXActive
Kerala32AAECS7201G1ZSActive
Karnataka29AAECS7201G2ZEActive
29AAECS7201G1ZFActive

ISIN Numbers

ISINSecurityInterest RateMaturity DateFISNCFI
INE741K07579CREDITACCESS GRAMEEN LIMITED SR VII TR II 9.70 LOA 07SP28 FVRS10009.7% 07/09/2028CREDITACCESS GR/9.7 DEB SECDDBFSFN
INE741K07546CREDITACCESS GRAMEEN LIMITED SR VIII TR II LOA 07SP28 FVRS1000 - 07/09/2028CREDITACCESS GR/Zero DEB SECDDBZSFN
INE741K07496CREDITACCESS GRAMEEN LIMITED SR V TR I 10 LOA 23NV27 FVRS 100010% 23/11/2027CREDITACCESS GR/10 DEB SECDDBFSFN
INE741K07504CREDITACCESS GRAMEEN LIMITED SR VI TR I LOA 23NV27 FVRS 1000 - 23/11/2027CREDITACCESS GR/0 DEB 20271123 SECDDBZSFN
INE741K07553CREDITACCESS GRAMEEN LIMITED SR VI TR II LOA 07NV27 FVRS1000 - 07/11/2027CREDITACCESS GR/Zero DEB SECDDBZSFN
INE741K07587CREDITACCESS GRAMEEN LIMITED SR V TR II 9.40 LOA 07NV27 FVRS10009.4% 07/11/2027CREDITACCESS GR/9.4 DEB SECDDBFSFN
INE741K07512CREDITACCESS GRAMEEN LIMITED 10.15 LOA 18NV26 FVRS10LAC10.15% 18/11/2026CREDITACCESS GR/10.15 DEB SECDDBFSAN
INE741K07595CREDITACCESS GRAMEEN LIMITED SR III TR II 9.25 LOA 07JU26 FVRS10009.25% 07/06/2026CREDITACCESS GR/9.25 DEB SECDDBFSFN
INE741K07538CREDITACCESS GRAMEEN LIMITED SR IV TR II LOA 07JU26 FVRS1000 - 07/06/2026CREDITACCESS GR/Zero DEB SECDDBZSFN
INE741K01010CREDITACCESS GRAMEEN LIMITED EQ - 28/04/2026CREDITACCESS GR/SH VTGESVUFN
IN8741K01019CREDITACCESS GRAMEEN LIMITED EQ LISTING/TRADING APPROVAL AWAITED - 28/04/2026CREDITACCESS GR/SH VTGESVUFN
INE741K07470CREDITACCESS GRAMEEN LIMITED SR III TR I 9.60 LOA 23NV25 FVRS10009.6% 23/11/2025CREDITACCESS GR/9.6 DEB SECDDBFSFN
INE741K07488CREDITACCESS GRAMEEN LIMITED SR IV TR I LOA 23NV25 FVRS 1000 - 23/11/2025CREDITACCESS GR/0 DEB SECDDBZSFN
INE741K07561CREDITACCESS GRAMEEN LIMITED SR II TR II LOA 07SP25 FVRS1000 - 07/09/2025CREDITACCESS GR/Zero DEB SECDDBZSFN
INE741K07520CREDITACCESS GRAMEEN LIMITED SR I TR II 9.10 LOA 07SP25 FVRS10009.1% 07/09/2025CREDITACCESS GR/9.1 DEB SECDDBFSFN
INE741K07454CREDITACCESS GRAMEEN LIMITED SR II TR I LOA 23NV24 FVRS1000 - 23/11/2024CREDITACCESS GR/0 DEB SECDDBZSFN
INE741K07462CREDITACCESS GRAMEEN LIMITED SR I TR I 9.45 LOA 23NV24 FVRS10009.45% 23/11/2024CREDITACCESS GR/9.45 DEB SECDDBFSFN

Balance Sheet

Metric31/03/202531/03/202431/03/202331/03/2022
Total Non Current Liabilities Net Minority Interest₹10,10,196.00L₹12,08,088.00L₹8,43,766.00L₹5,90,128.00L
Total Liabilities Net Minority Interest₹20,84,648.00L₹22,30,085.00L₹16,75,113.00L₹13,31,481.00L
Accumulated Depreciation-₹14,230.00L-₹11,799.00L-₹10,116.00L-₹7,554.00L
Tangible Book Value₹6,47,959.00L₹6,07,771.00L₹4,60,083.00L₹3,64,151.00L
Long Term Debt₹9,98,524.00L₹11,97,048.00L₹8,35,266.00L₹5,80,240.00L
Goodwill₹37,568.00L₹37,568.00L₹37,568.00L₹37,568.00L
Long Term Provisions₹5,879.00L₹4,746.00L₹2,605.00L₹2,274.00L
Current Debt And Capital Lease Obligation₹10,46,053.00L₹9,87,053.00L₹7,95,960.00L₹7,12,958.00L
Total Assets₹27,80,245.00L₹28,87,083.00L₹21,85,810.00L₹17,48,172.00L
Machinery Furniture Equipment₹22,017.00L₹19,102.00L₹15,089.00L₹14,083.00L
Total Equity Gross Minority Interest₹6,95,597.00L₹6,56,998.00L₹5,10,697.00L₹4,16,691.00L
Gross PPE₹27,301.00L₹23,933.00L₹19,798.00L₹18,210.00L
Total Capitalization₹16,94,121.00L₹18,54,046.00L₹13,45,963.00L₹9,96,931.00L
Common Stock₹15,972.00L₹15,938.00L₹15,891.00L₹15,587.00L
Total Debt₹20,44,577.00L₹21,84,101.00L₹16,31,226.00L₹13,00,569.00L
Goodwill And Other Intangible Assets₹47,638.00L₹49,227.00L₹50,614.00L₹52,540.00L
Derivative Product Liabilities₹3,250.00L₹0.00L₹0.00L₹166.00L
Other Equity Interest₹4,926.00L₹3,117.00L₹1,941.00L₹1,172.00L
Other Non Current Liabilities₹2,286.00L₹2,486.00L-₹1.00L-₹1.00L
Capital Stock₹15,972.00L₹15,938.00L₹15,891.00L₹15,587.00L
Additional Paid In Capital₹2,52,092.00L₹2,49,813.00L₹2,47,859.00L₹2,26,812.00L
Total Non Current Assets₹11,06,016.00L₹10,78,290.00L₹8,81,224.00L₹6,78,402.00L
Invested Capital₹27,40,174.00L₹28,41,099.00L₹21,41,923.00L₹17,08,760.00L
Cash Cash Equivalents And Short Term Investments₹2,29,228.00L₹2,75,702.00L₹1,91,638.00L₹1,67,948.00L
Net Tangible Assets₹6,47,959.00L₹6,07,771.00L₹4,60,083.00L₹3,64,151.00L
Cash And Cash Equivalents₹1,27,149.00L₹1,10,729.00L₹1,34,141.00L₹1,58,055.00L
Stockholders Equity₹6,95,597.00L₹6,56,998.00L₹5,10,697.00L₹4,16,691.00L
Hedging Assets Current₹10,111.00L₹6,122.00L₹3,163.00L₹0.00L
Other Short Term Investments₹1,02,079.00L₹1,64,973.00L₹57,497.00L₹9,893.00L
Share Issued₹1,597.20L₹1,593.77L₹1,589.06L₹1,558.66L
Current Assets₹16,74,230.00L₹18,08,792.00L₹13,04,585.00L₹10,69,776.00L
Working Capital₹5,99,778.00L₹7,86,795.00L₹4,73,238.00L₹3,28,423.00L
Net Debt₹19,17,428.00L₹20,73,372.00L₹14,97,085.00L₹11,34,014.00L
Current Debt₹10,46,053.00L₹9,87,053.00L₹7,95,960.00L₹7,11,829.00L
Ordinary Shares Number₹1,597.20L₹1,593.77L₹1,589.06L₹1,558.66L
Financial Assets₹10,111.00L₹3,655.00L₹3,163.00L₹0.00L
Long Term Debt And Capital Lease Obligation₹9,98,524.00L₹11,97,048.00L₹8,35,266.00L₹5,87,611.00L
Current Liabilities₹10,74,452.00L₹10,21,997.00L₹8,31,347.00L₹7,41,353.00L
Net PPE₹13,071.00L₹12,134.00L₹9,682.00L₹10,656.00L
Retained Earnings₹3,27,198.00L₹3,01,107.00L₹1,85,513.00L₹1,19,473.00L
Common Stock Equity₹6,95,597.00L₹6,56,998.00L₹5,10,697.00L₹4,16,691.00L
Other Non Current Assets₹198.00L₹215.00L₹49.00L₹20.00L
Other Intangible Assets₹10,070.00L₹11,659.00L₹13,046.00L₹14,972.00L
Other Properties₹119.00L₹124.00L₹126.00L₹108.00L

Cash Flow

Metric31/03/202531/03/202431/03/202331/03/2022
Changes In Cash₹16,420.00L-₹23,412.00L-₹23,914.00L-₹77,954.00L
Financing Cash Flow-₹1,66,938.00L₹5,49,386.00L₹3,36,507.00L₹1,96,689.00L
Net Income₹53,140.00L₹1,44,593.00L₹82,606.00L₹38,214.00L
Free Cash Flow₹1,09,159.00L-₹4,75,409.00L-₹3,30,710.00L-₹2,74,133.00L
Investing Cash Flow₹70,834.00L-₹99,420.00L-₹31,443.00L-₹3,296.00L
End Cash Position₹1,27,149.00L₹1,10,729.00L₹1,34,141.00L₹1,58,055.00L
Capital Expenditure-₹3,365.00L-₹2,031.00L-₹1,732.00L-₹2,786.00L
Beginning Cash Position₹1,10,729.00L₹1,34,141.00L₹1,58,055.00L₹2,36,009.00L
Operating Cash Flow₹1,12,524.00L-₹4,73,378.00L-₹3,28,978.00L-₹2,71,347.00L
Issuance Of Capital Stock₹1,817.00L₹1,506.00L₹473.00L₹303.00L

Income Statement

Metric31/03/202531/03/202431/03/202331/03/2022
Rent Expense Supplemental₹3,870.00L₹3,477.00L₹2,989.00L₹2,329.00L
Income Tax Expense₹0.00L₹0.00L₹0.00L₹0.00L
Total Operating Expenses₹0.00L₹0.00L₹0.00L₹0.00L
Net Income From Continuing Operation Net Minority Interest₹53,140.00L₹1,44,593.00L₹82,606.00L₹35,307.00L
EBITDA₹96,895.00L₹2,20,818.00L₹1,31,395.00L₹71,454.00L
Basic EPS₹0.00L₹0.00L₹0.00L₹0.00L
Total Unusual Items-₹1,82,666.00L-₹27,824.00L-₹20,285.00L-₹50,637.00L
Operating Revenue₹5,53,919.00L₹4,90,497.00L₹3,29,698.00L₹2,54,704.00L
Total Expenses₹2,91,081.00L₹2,55,185.00L₹1,88,209.00L₹1,41,101.00L
Ebit₹0.00L₹0.00L₹0.00L₹0.00L
Tax Effect Of Unusual Items-₹45,731.57L-₹7,077.32L-₹5,126.39L-₹13,451.52L
Total Unusual Items Excluding Goodwill-₹1,82,666.00L-₹27,824.00L-₹20,285.00L-₹50,637.00L
Interest Income Non Operating₹10,920.00L₹8,756.00L₹4,966.00L₹3,380.00L
Interest Income₹10,920.00L₹8,756.00L₹4,966.00L₹3,380.00L
Interest Expense Non Operating₹19,786.00L₹21,785.00L₹15,869.00L₹18,652.00L
General And Administrative Expense₹5,927.00L₹4,865.00L₹4,619.00L₹3,223.00L
Net Income From Continuing And Discontinued Operation₹53,140.00L₹1,44,593.00L₹82,606.00L₹35,307.00L
Reconciled Depreciation₹6,222.00L₹5,115.00L₹4,984.00L₹4,723.00L
Net Income Continuous Operations₹53,140.00L₹1,44,593.00L₹82,606.00L₹35,307.00L
Reconciled Cost Of Revenue₹2,38,867.00L₹2,10,160.00L₹1,51,025.00L₹1,18,862.00L
Net Income₹53,140.00L₹1,44,593.00L₹82,606.00L₹35,307.00L
Operating Income₹2,62,838.00L₹2,35,312.00L₹1,41,489.00L₹1,13,603.00L
Diluted Average Shares₹1,598.57L₹1,599.33L₹1,594.20L₹1,590.21L
Total Other Finance Cost₹801.00L₹1,139.00L₹326.00L₹344.00L
Normalized Income₹1,90,074.43L₹1,65,339.68L₹97,764.61L₹72,492.48L
Net Non Operating Interest Income Expense-₹9,667.00L-₹14,168.00L-₹11,229.00L-₹15,616.00L
EBIT₹90,673.00L₹2,15,703.00L₹1,26,411.00L₹66,731.00L
Gross Profit₹3,15,052.00L₹2,80,337.00L₹1,78,673.00L₹1,35,842.00L
Diluted NIAvailto Com Stockholders₹53,140.00L₹1,44,593.00L₹82,606.00L₹35,307.00L
Cost Of Revenue₹2,38,867.00L₹2,10,160.00L₹1,51,025.00L₹1,18,862.00L
Net Interest Income-₹9,667.00L-₹14,168.00L-₹11,229.00L-₹15,616.00L
Operating Expense₹52,214.00L₹45,025.00L₹37,184.00L₹22,239.00L
Normalized EBITDA₹2,79,561.00L₹2,48,642.00L₹1,51,680.00L₹1,22,091.00L
Net Income Common Stockholders₹53,140.00L₹1,44,593.00L₹82,606.00L₹35,307.00L
Pretax Income₹70,887.00L₹1,93,918.00L₹1,10,542.00L₹48,079.00L
Tax Rate For Calcs₹0.00L₹0.00L₹0.00L₹0.00L
Total Revenue₹5,53,919.00L₹4,90,497.00L₹3,29,698.00L₹2,54,704.00L
Selling General And Administration₹5,927.00L₹4,865.00L₹4,619.00L₹3,223.00L
Other Operating Expenses₹26,721.00L₹23,240.00L₹18,286.00L₹13,881.00L
Diluted EPS₹0.00L₹0.00L₹0.00L₹0.00L
Interest Expense₹19,786.00L₹21,785.00L₹15,869.00L₹18,652.00L
Basic Average Shares₹1,594.90L₹1,591.01L₹1,587.35L₹1,583.99L
Tax Provision₹17,747.00L₹49,325.00L₹27,936.00L₹12,772.00L
Net Income Including Noncontrolling Interests₹53,140.00L₹1,44,593.00L₹82,606.00L₹35,307.00L
Otherunder Preferred Stock Dividend₹0.00L₹0.00L₹0.00L₹0.00L

Company Performance (FY22–FY25)

₹5.5 K Cr₹4.2 K Cr₹2.8 K Cr₹1.4 K Cr₹0
₹2.5 K Cr
₹3.3 K Cr
₹4.9 K Cr
₹5.5 K Cr
FY22FY23FY24FY25
Latest
₹5.54 K Cr
Growth (YoY)
+12.9%
Average
₹4.07 K Cr

Directors

AppointmentDirector nameDINDesignation
15/07/2015Udaya Kumar Hebbar07235226Managing DirectorView other directorships
09/09/2015George Joseph00253754DirectorView other directorships
16/08/2016Sumit Kumar07415525Nominee DirectorView other directorships
25/07/2017Massimo Vita07863194Nominee DirectorView other directorships
30/10/2019Manoj Kumar02924675DirectorView other directorships
22/01/2020Mahadev Prakash Jayakumar Matada*****6304FCompany Secretary
16/09/2020Lilian Jessie Paul02864506DirectorView other directorships
21/10/2022Rekha Gopal Warriar08152356DirectorView other directorships
21/10/2022Paolo Brichetti01908040DirectorView other directorships
01/08/2023Ganesh Narayanan*****7707ACEO
06/09/2024Nilesh Shrikrishna Dalvi*****7500MCFO

Latest Documents

Category:
DateTitleSize
25/09/2024
Form MGT-7-25092024
-
24/09/2024
Form MGT-7-24092024
-
10/09/2024
Form AOC-4 CFS NBFC(Ind AS)-10092024_signed
-
09/09/2024
Form AOC-4 NBFC(IND AS)-09092024_signed
-
08/04/2024
Form Addendum to AOC-4 CSR-08042024_signed
-

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Address

New No.49(oldno725),46th Cross, 8th Block, Jayanagar (next To Rajalakshmi Kalyana Mantapa), B Sk Ii Stage, Bangalore, Bangalore South, Karnataka, India, 560070

Frequently Asked Questions

What is the incorporation date of Creditaccess Grameen Limited?
The incorporation date of Creditaccess Grameen Limited is 11/06/1991.
What is the authorized share capital and paid-up capital of Creditaccess Grameen Limited?
The authorized share capital of Creditaccess Grameen Limited is ₹1,70,00,00,000.00. The paid-up capital is ₹1,59,38,32,940.00.
Who are the current board members & directors of Creditaccess Grameen Limited?

The current board member of Creditaccess Grameen Limited are:

  • Rekha Gopal Warriar
  • Udaya Kumar Hebbar
  • Massimo Vita
  • Sumit Kumar
  • Lilian Jessie Paul
  • George Joseph
  • Manoj Kumar
  • Paolo Brichetti
What is the registered address of Creditaccess Grameen Limited?
The registered address of Creditaccess Grameen Limited is New No.49(oldno725),46th Cross, 8th Block, Jayanagar (next To Rajalakshmi Kalyana Mantapa), B Sk Ii Stage, Bangalore, Bangalore South, Karnataka, India, 560070.
What is the Corporate Identification Number of Creditaccess Grameen Limited?
The Corporate Identification Number of Creditaccess Grameen Limited is L51216KA1991PLC053425.