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Gic Housing Finance Limited

Gic Housing Finance Limited has been active since 1989, providing more than 36 years of industry experience. Gic Housing Finance Limited is registered with CIN L65922MH1989PLC054583 (reg. no. 54583). The organization is recorded as company limited by shares under Indian company law. Its authorized capital has been set at ₹150.00 crore. The company’s paid-up capital is ₹53.85 crore.

Its principal business sector is other financial intermediation. [this group includes financial intermediation other than that conducted by monetary institutions.]. Registered under the jurisdiction of Mumbai. The company is incorporated with the address 6th Floor, National Insurance Building 14, Jamshedji Tata Road, Churchgate, Mumbai City, Mumbai, Maharashtra, India, 400020. It is officially listed as an active business entity. Gic Housing Finance Limited holds PAN AAACG2755R. The firm is registered with LEI code 335800E78RKYOY7GR932. All official communications can be sent to nutan.singh@gichf.com. Gic Housing Finance Limited’s leading executives are Varsha Godbole (CFO) and Paul Alphonso Lobo (CEO).

Company Overview

CIN
L65922MH1989PLC054583
Date of Incorporation
11/12/1989
Company Status
Active
RoC
Mumbai
Registration Number
054583
Balance sheet date
31/03/2024
Company Category
Company limited by shares
Company Sub Category
Non-government company
Listed in Stock Exchange
Yes
Class of Company
Public Limited Company
LEI Number
335800E78RKYOY7GR932
LEI Status
Issued
Authorized Capital
₹1,50,00,00,000.00
Paid up Capital
₹53,85,10,660.00
Activity
Other financial intermediation. [This group includes financial intermediation other than that conducted by monetary institutions.]
E-mail
nutan.singh@gichf.com
PAN
AAACG2755R

GST Numbers

StateGST NumberStatus
Andhra Pradesh37AAACG2755R1Z2Active
Assam18AAACG2755R1Z2Active
Bihar10AAACG2755R1ZIActive
Chhattisgarh22AAACG2755R1ZDActive
Chandigarh04AAACG2755R1ZBActive
Delhi07AAACG2755R1Z5Active
Gujarat24AAACG2755R2Z8Inactive
24AAACG2755R1Z9Active
Goa30AAACG2755R1ZGActive
Haryana06AAACG2755R1Z7Active

ISIN Numbers

ISINSecurityInterest RateMaturity DateFISNCFI
INE289B07156GIC HOUSING FINANCE LIMITED SR 12 TR 2 8.15 NCD 19DC29 FVRS1LAC8.15% 19/12/2029GIC HSG FIN/8.15 DEB SECDDBFSFN
INE289B07123GIC HOUSING FINANCE LIMITED SR 10 7.65 NCD 29FB28 FVRS1LAC7.65% 29/02/2028GIC HSG FIN/7.65 DEB UNSECDBFSFN
INE289B07149GIC HOUSING FINANCE LIMITED SR 12 TR 1 8.15 NCD 28JN28 FVRS1LAC8.15% 28/01/2028GIC HSG FIN/8.15 DEB UNSECDBFSFN
INE289B07107GIC HOUSING FINANCE LIMITED SR 9 OP 2 7.59 NCD 24AG27 FVRS1LAC7.59% 24/08/2027GIC HSG FIN/7.59 DEB UNSECDBFSFN
INE289B07131GIC HOUSING FINANCE LIMITED SR 11 7.59 NCD 10JU27 FVRS1LAC7.59% 10/06/2027GIC HSG FIN/7.59 DEB GOVTDBFSFN
INE289B14JW7GIC HOUSING FINANCE LIMITED 365D CP 26FEB27 - 26/02/2027GIC HSG FIN/CP 20270226DYZUXN
INE289B07115GIC HOUSING FINANCE LIMITED SR 9 OP 1 7.49 NCD 24FB27 FVRS1LAC7.49% 24/02/2027GIC HSG FIN/7.49 DEB UNSECDBFSFN
INE289B14KE3GIC HOUSING FINANCE LIMITED 220D CP 12FEB27 - 12/02/2027GIC HSG FIN/CP 20270212DYZUXN
INE289B14KD5GIC HOUSING FINANCE LIMITED 223D CP 28JAN27 - 28/01/2027GIC HSG FIN/CP 20270128DYZUXN
INE289B14KI4GIC HOUSING FINANCE LIMITED 91D CP 09DEC26 - 09/12/2026GIC HSG FIN/CP 20261209DYZUXN
INE289B14KH6GIC HOUSING FINANCE LIMITED 91D CP 27NOV26 - 27/11/2026GIC HSG FIN/CP 20261127DYZUXN
INE289B14KG8GIC HOUSING FINANCE LIMITED 91D CP 05NOV26 - 05/11/2026GIC HSG FIN/CP 20261105DYZUXN
INE289B01019GIC HOUSING FINANCE LIMITED EQ - 12/10/2026GIC HSG FIN/SH VTGESVUFN
IN8289B01018GIC HOUSING FINANCE LIMITED EQ LISTING/TRADING APPROVAL AWAITED - 12/10/2026GIC HSG FIN/SH VTGESVUFN
INE289B14KF0GIC HOUSING FINANCE LIMITED 56D CP 18SEP26 - 18/09/2026GIC HSG FIN/CP 20260918DYZUXN

Balance Sheet

Metric31/03/202631/03/202531/03/202431/03/202331/03/201931/03/201831/03/201731/03/2016
Net PPE₹6,810.00L₹2,431.00L₹2,282.00L₹2,582.00L₹0.00L₹0.00L₹0.00L₹0.00L
Net Debt₹9,01,042.00L₹8,67,355.00L₹8,52,743.00L₹9,07,302.00L₹0.00L₹0.00L₹0.00L₹0.00L
Gross PPE₹8,845.00L₹5,036.00L₹5,605.00L₹5,026.00L₹0.00L₹0.00L₹0.00L₹0.00L
Total Debt₹9,11,876.00L₹8,75,059.00L₹8,58,440.00L₹9,16,794.00L₹0.00L₹0.00L₹0.00L₹0.00L
Common Stock₹5,388.00L₹5,388.00L₹5,388.00L₹5,388.00L₹0.00L₹0.00L₹0.00L₹0.00L
Current Debt₹3,46,294.00L₹3,10,022.00L₹3,02,014.00L₹3,49,761.00L₹0.00L₹0.00L₹0.00L₹0.00L
Share Issued₹538.51L₹538.51L₹538.51L₹538.51L₹0.00L₹0.00L₹0.00L₹0.00L
Total Assets₹11,29,898.00L₹10,77,538.00L₹10,47,056.00L₹10,92,017.00L₹0.00L₹0.00L₹0.00L₹0.00L
Capital Stock₹5,388.00L₹5,388.00L₹5,388.00L₹5,388.00L₹0.00L₹0.00L₹0.00L₹0.00L
Long Term Debt₹5,58,754.00L₹5,62,709.00L₹5,54,315.00L₹5,64,511.00L₹0.00L₹0.00L₹0.00L₹0.00L
Current Assets₹78,239.00L₹93,914.00L₹78,034.00L₹88,775.00L₹0.00L₹0.00L₹0.00L₹0.00L
Working Capital-₹2,74,388.00L-₹2,21,286.00L-₹2,29,506.00L-₹2,66,022.00L₹0.00L₹0.00L₹0.00L₹0.00L
Invested Capital₹11,15,688.00L₹10,69,216.00L₹10,39,212.00L₹10,84,202.00L₹0.00L₹0.00L₹0.00L₹0.00L
Other Properties₹6,810.00L₹2,431.00L₹2,244.00L₹2,582.00L₹0.00L₹0.00L₹0.00L₹0.00L
Retained Earnings₹2,746.00L₹2,788.00L₹2,668.00L₹2,606.00L₹0.00L₹0.00L₹0.00L₹0.00L
Common Stock Equity₹2,10,640.00L₹1,96,485.00L₹1,82,883.00L₹1,69,930.00L₹0.00L₹0.00L₹0.00L₹0.00L
Net Tangible Assets₹2,08,953.00L₹1,95,105.00L₹1,79,759.00L₹1,66,408.00L₹0.00L₹0.00L₹0.00L₹0.00L
Tangible Book Value₹2,08,953.00L₹1,95,105.00L₹1,79,759.00L₹1,66,408.00L₹0.00L₹0.00L₹0.00L₹0.00L
Current Liabilities₹3,52,627.00L₹3,15,200.00L₹3,07,540.00L₹3,54,797.00L₹0.00L₹0.00L₹0.00L₹0.00L
Long Term Provisions₹1,624.00L₹1,466.00L₹903.00L₹1,002.00L₹0.00L₹0.00L₹0.00L₹0.00L
Stockholders Equity₹2,10,640.00L₹1,96,485.00L₹1,82,883.00L₹1,69,930.00L₹0.00L₹0.00L₹0.00L₹0.00L
Other Equity Interest₹2,05,252.00L₹1,91,096.00L₹1,77,495.00L₹1,64,542.00L₹0.00L₹0.00L₹0.00L₹0.00L
Total Capitalization₹7,69,394.00L₹7,59,194.00L₹7,37,198.00L₹7,34,441.00L₹0.00L₹0.00L₹0.00L₹0.00L
Ordinary Shares Number₹538.51L₹538.51L₹538.51L₹538.51L₹0.00L₹0.00L₹0.00L₹0.00L
Other Intangible Assets₹1,687.00L₹1,380.00L₹3,124.00L₹3,522.00L₹0.00L₹0.00L₹0.00L₹0.00L
Other Non Current Assets₹1,565.00L₹100.00L₹67.00L₹65.00L₹0.00L₹0.00L₹0.00L₹0.00L
Total Non Current Assets₹10,51,659.00L₹9,83,624.00L₹9,69,022.00L₹10,03,242.00L₹0.00L₹0.00L₹0.00L₹0.00L
Cash And Cash Equivalents₹4,006.00L₹5,376.00L₹3,586.00L₹6,970.00L₹0.00L₹0.00L₹0.00L₹0.00L
Accumulated Depreciation-₹2,035.00L-₹2,605.00L-₹3,323.00L-₹2,444.00L₹0.00L₹0.00L₹0.00L₹0.00L
Additional Paid In Capital₹11,699.00L₹11,699.00L₹11,699.00L₹11,699.00L₹0.00L₹0.00L₹0.00L₹0.00L
Other Short Term Investments₹14,807.00L₹20,453.00L₹8,842.00L₹17,494.00L₹0.00L₹0.00L₹0.00L₹0.00L
Other Non Current Liabilities₹915.00L-₹1.00L₹760.00L₹906.00L₹0.00L₹0.00L₹0.00L₹0.00L
Machinery Furniture Equipment₹665.00L₹646.00L₹703.00L₹510.00L₹0.00L₹0.00L₹0.00L₹0.00L
Goodwill And Other Intangible Assets₹1,687.00L₹1,380.00L₹3,124.00L₹3,522.00L₹0.00L₹0.00L₹0.00L₹0.00L
Total Equity Gross Minority Interest₹2,10,640.00L₹1,96,485.00L₹1,82,883.00L₹1,69,930.00L₹0.00L₹0.00L₹0.00L₹0.00L
Total Liabilities Net Minority Interest₹9,19,258.00L₹8,81,053.00L₹8,64,173.00L₹9,22,087.00L₹0.00L₹0.00L₹0.00L₹0.00L
Current Debt And Capital Lease Obligation₹3,46,869.00L₹3,10,671.00L₹3,02,710.00L₹3,50,506.00L₹0.00L₹0.00L₹0.00L₹0.00L
Long Term Debt And Capital Lease Obligation₹5,65,007.00L₹5,64,388.00L₹5,55,730.00L₹5,66,288.00L₹0.00L₹0.00L₹0.00L₹0.00L
Cash Cash Equivalents And Short Term Investments₹18,813.00L₹25,829.00L₹12,428.00L₹24,464.00L₹0.00L₹0.00L₹0.00L₹0.00L
Total Non Current Liabilities Net Minority Interest₹5,66,631.00L₹5,65,853.00L₹5,56,633.00L₹5,67,290.00L₹0.00L₹0.00L₹0.00L₹0.00L

Cash Flow

Metric31/03/202631/03/202531/03/202431/03/202331/03/201931/03/201831/03/201731/03/2016
Free Cash Flow-₹32,540.00L-₹2,018.00L₹51,805.00L₹1,03,712.00L₹0.00L₹0.00L₹0.00L₹0.00L
Changes In Cash-₹1,370.00L₹1,790.00L-₹3,384.00L-₹40,806.00L₹0.00L₹0.00L₹0.00L₹0.00L
End Cash Position₹4,006.00L₹5,376.00L₹3,586.00L₹6,970.00L₹0.00L₹0.00L₹0.00L₹0.00L
Financing Cash Flow₹25,466.00L₹12,245.00L-₹61,939.00L-₹1,23,836.00L₹0.00L₹0.00L₹0.00L₹0.00L
Investing Cash Flow₹5,174.00L-₹8,702.00L₹6,350.00L-₹21,285.00L₹0.00L₹0.00L₹0.00L₹0.00L
Operating Cash Flow-₹32,010.00L-₹1,753.00L₹52,205.00L₹1,04,315.00L₹0.00L₹0.00L₹0.00L₹0.00L
Capital Expenditure-₹530.00L-₹265.00L-₹400.00L-₹603.00L₹0.00L₹0.00L₹0.00L₹0.00L
Beginning Cash Position₹5,376.00L₹3,586.00L₹6,970.00L₹47,776.00L₹0.00L₹0.00L₹0.00L₹0.00L

Income Statement

Metric31/03/202631/03/202531/03/202431/03/202331/03/201931/03/201831/03/201731/03/2016
EBIT₹16,221.00L₹20,838.00L₹20,581.00L₹29,138.00L₹0.00L₹0.00L₹0.00L₹0.00L
EBITDA₹17,319.00L₹22,339.00L₹22,083.00L₹30,132.00L₹0.00L₹0.00L₹0.00L₹0.00L
Basic EPS₹0.00L₹0.00L₹0.00L₹0.00L₹0.00L₹0.00L₹0.00L₹0.00L
Net Income₹15,482.00L₹16,042.00L₹15,135.00L₹21,325.00L₹17,181.00L₹18,443.00L₹14,773.00L₹12,450.00L
Diluted EPS₹0.00L₹0.00L₹0.00L₹0.00L₹0.00L₹0.00L₹0.00L₹0.00L
Gross Profit₹29,939.00L₹28,111.00L₹27,397.00L₹34,007.00L₹0.00L₹0.00L₹0.00L₹0.00L
Pretax Income₹15,921.00L₹20,670.00L₹20,416.00L₹28,985.00L₹0.00L₹0.00L₹0.00L₹0.00L
Tax Provision₹439.00L₹4,628.00L₹5,281.00L₹7,660.00L₹0.00L₹0.00L₹0.00L₹0.00L
Total Revenue₹1,05,219.00L₹1,03,726.00L₹1,03,135.00L₹1,08,517.00L₹1,22,766.00L₹1,12,840.00L₹1,00,174.00L₹87,637.00L
Cost Of Revenue₹75,280.00L₹75,615.00L₹75,738.00L₹74,510.00L₹0.00L₹0.00L₹0.00L₹0.00L
Total Expenses₹84,795.00L₹84,767.00L₹84,001.00L₹81,616.00L₹0.00L₹0.00L₹0.00L₹0.00L
Interest Income₹1,424.00L₹1,543.00L₹1,475.00L₹1,731.00L₹0.00L₹0.00L₹0.00L₹0.00L
Interest Expense₹300.00L₹168.00L₹165.00L₹153.00L₹0.00L₹0.00L₹0.00L₹0.00L
Operating Income₹20,424.00L₹18,959.00L₹19,134.00L₹26,901.00L₹0.00L₹0.00L₹0.00L₹0.00L
Tax Rate For Calcs₹0.00L₹0.00L₹0.00L₹0.00L₹0.00L₹0.00L₹0.00L₹0.00L
Normalized EBITDA₹22,939.00L₹22,135.00L₹22,096.00L₹29,595.00L₹0.00L₹0.00L₹0.00L₹0.00L
Normalized Income₹20,947.04L₹15,883.68L₹15,144.64L₹20,929.92L₹0.00L₹0.00L₹0.00L₹0.00L
Operating Expense₹9,515.00L₹9,152.00L₹8,263.00L₹7,106.00L₹0.00L₹0.00L₹0.00L₹0.00L
Operating Revenue₹1,05,219.00L₹1,03,726.00L₹1,03,135.00L₹1,08,517.00L₹0.00L₹0.00L₹0.00L₹0.00L
Net Interest Income₹1,097.00L₹1,344.00L₹1,280.00L₹1,534.00L₹0.00L₹0.00L₹0.00L₹0.00L
Total Unusual Items-₹5,620.00L₹204.00L-₹13.00L₹537.00L₹0.00L₹0.00L₹0.00L₹0.00L
Basic Average Shares₹538.51L₹538.51L₹538.51L₹538.51L₹0.00L₹0.00L₹0.00L₹0.00L
Diluted Average Shares₹538.51L₹538.51L₹538.51L₹538.51L₹0.00L₹0.00L₹0.00L₹0.00L
Total Other Finance Cost₹27.00L₹31.00L₹30.00L₹44.00L₹0.00L₹0.00L₹0.00L₹0.00L
Other Operating Expenses₹2,719.00L₹2,455.00L₹1,563.00L₹1,486.00L₹0.00L₹0.00L₹0.00L₹0.00L
Reconciled Depreciation₹1,098.00L₹1,501.00L₹1,502.00L₹994.00L₹0.00L₹0.00L₹0.00L₹0.00L
Reconciled Cost Of Revenue₹75,280.00L₹75,615.00L₹75,738.00L₹74,510.00L₹0.00L₹0.00L₹0.00L₹0.00L
Rent Expense Supplemental₹279.00L₹252.00L₹154.00L₹73.00L₹0.00L₹0.00L₹0.00L₹0.00L
Tax Effect Of Unusual Items-₹154.96L₹45.68L-₹3.36L₹141.92L₹0.00L₹0.00L₹0.00L₹0.00L
Interest Income Non Operating₹1,424.00L₹1,543.00L₹1,475.00L₹1,731.00L₹0.00L₹0.00L₹0.00L₹0.00L
Selling And Marketing Expense₹215.00L₹214.00L₹192.00L₹122.00L₹0.00L₹0.00L₹0.00L₹0.00L
Interest Expense Non Operating₹300.00L₹168.00L₹165.00L₹153.00L₹0.00L₹0.00L₹0.00L₹0.00L
Net Income Common Stockholders₹15,482.00L₹16,042.00L₹15,135.00L₹21,325.00L₹0.00L₹0.00L₹0.00L₹0.00L
Net Income Continuous Operations₹15,482.00L₹16,042.00L₹15,135.00L₹21,325.00L₹0.00L₹0.00L₹0.00L₹0.00L
Diluted NIAvailto Com Stockholders₹15,482.00L₹16,042.00L₹15,135.00L₹21,325.00L₹0.00L₹0.00L₹0.00L₹0.00L
General And Administrative Expense₹3,236.00L₹2,968.00L₹3,470.00L₹2,962.00L₹0.00L₹0.00L₹0.00L₹0.00L
Selling General And Administration₹3,451.00L₹3,182.00L₹3,662.00L₹3,084.00L₹0.00L₹0.00L₹0.00L₹0.00L
Otherunder Preferred Stock Dividend₹0.00L₹0.00L₹0.00L₹0.00L₹0.00L₹0.00L₹0.00L₹0.00L
Total Unusual Items Excluding Goodwill-₹5,620.00L₹204.00L-₹13.00L₹537.00L₹0.00L₹0.00L₹0.00L₹0.00L
Net Non Operating Interest Income Expense₹1,097.00L₹1,344.00L₹1,280.00L₹1,534.00L₹0.00L₹0.00L₹0.00L₹0.00L
Net Income Including Noncontrolling Interests₹15,482.00L₹16,042.00L₹15,135.00L₹21,325.00L₹0.00L₹0.00L₹0.00L₹0.00L
Net Income From Continuing And Discontinued Operation₹15,482.00L₹16,042.00L₹15,135.00L₹21,325.00L₹0.00L₹0.00L₹0.00L₹0.00L
Net Income From Continuing Operation Net Minority Interest₹15,482.00L₹16,042.00L₹15,135.00L₹21,325.00L₹0.00L₹0.00L₹0.00L₹0.00L

Company Performance (FY16–FY26)

₹1.2 K Cr₹920.7 Cr₹613.8 Cr₹306.9 Cr₹0
₹876.4 Cr
₹1.0 K Cr
₹1.1 K Cr
₹1.2 K Cr
₹1.1 K Cr
₹1.0 K Cr
₹1.0 K Cr
₹1.1 K Cr
FY16FY17FY18FY19FY23FY24FY25FY26
Latest
₹1.05 K Cr
Growth (YoY)
+1.4%
Average
₹1.06 K Cr

Directors

AppointmentDirector nameDINDesignation
01/11/2019Ajit Kumar Saxena05308801DirectorView other directorships
11/02/2020Nutan Singh*****5310FCompany Secretary
12/03/2021Rani Singh Nair09103000DirectorView other directorships
07/10/2021Hitesh Rameshchandra Joshi09322218DirectorView other directorships
29/10/2021Varsha Godbole*****3506HCFO
06/01/2022Garimella Nanda Kishore07745995DirectorView other directorships
06/01/2022Vaijinath Gavarshetty08502484DirectorView other directorships
06/01/2022Sathia Jeeva Krishnan Chidambara02179550DirectorView other directorships
21/10/2022Damodharan Neelam07759291DirectorView other directorships
15/11/2022Paul Alphonso Lobo09787223Managing DirectorView other directorships
15/11/2022Paul Alphonso Lobo*****0702GCEO
07/08/2023Sunil Kakar03055561DirectorView other directorships
07/08/2023Rashmi Raman Singh08975825DirectorView other directorships
26/09/2023Rajeshwari Singh Muni09794972DirectorView other directorships
03/11/2023Ramaswamy Narayanan10337640DirectorView other directorships
13/05/2024Bhupesh Sushil Rahul10610759DirectorView other directorships
06/08/2024Girija Subramanian09196957DirectorView other directorships

Business Network

CompanyDirectorNot on WeeDooBoard seatKey rolePast seatOwnership

Directors 17

Latest Documents

Category:
DateTitleSize
12/09/2024
Form MGT-7-12092024_signed
-
11/09/2024
Form AOC-4 CFS NBFC(Ind AS)-30082024
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30/08/2024
Form AOC-4 NBFC(IND AS) additional attachment-30082024_signed
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30/08/2024
Form AOC-4 NBFC(IND AS)-30082024_signed
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30/08/2024
Form AOC-4 NBFC(IND AS)-30082024
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Address

6th Floor, National Insurance Building 14, Jamshedji Tata Road, Churchgate, Mumbai City, Mumbai, Maharashtra, India, 400020

Frequently Asked Questions

What is the incorporation date of Gic Housing Finance Limited?
The incorporation date of Gic Housing Finance Limited is 11/12/1989.
What is the authorized share capital and paid-up capital of Gic Housing Finance Limited?
The authorized share capital of Gic Housing Finance Limited is ₹1,50,00,00,000.00. The paid-up capital is ₹53,85,10,660.00.
Who are the current board members & directors of Gic Housing Finance Limited?

The current board member of Gic Housing Finance Limited are:

  • Garimella Nanda Kishore
  • Rani Singh Nair
  • Damodharan Neelam
  • Ajit Kumar Saxena
  • Hitesh Rameshchandra Joshi
  • Vaijinath Gavarshetty
  • Sathia Jeeva Krishnan Chidambara
  • Paul Alphonso Lobo
  • Girija Subramanian
  • Bhupesh Sushil Rahul
  • Ramaswamy Narayanan
  • Sunil Kakar
  • Rashmi Raman Singh
  • Rajeshwari Singh Muni
What is the registered address of Gic Housing Finance Limited?
The registered address of Gic Housing Finance Limited is 6th Floor, National Insurance Building 14, Jamshedji Tata Road, Churchgate, Mumbai City, Mumbai, Maharashtra, India, 400020.
What is the Corporate Identification Number of Gic Housing Finance Limited?
The Corporate Identification Number of Gic Housing Finance Limited is L65922MH1989PLC054583.