Indian Company Master Data Made Simple
Richfield Financial Services Ltd
Richfield Financial Services Ltd, founded in 1992, carries 34 years of experience in its sector. The company is identified by CIN L65999WB1992PLC055224 and reg. no. 55224. The company operates as company limited by shares. Its authorized share capital is ₹25.00 crore. The total paid-up share capital is ₹3.75 crore.
Its principal business sector is financial intermediation; except insurance and pension funding. Registered under the jurisdiction of Kolkata. Its official registered office is situated at 2b, Grant Lane, 2nd Floor, Kolkata, Kolkata, West Bengal, India, 700012. It is an active company at present. The designated company email address is rfsl.nbfc@gmail.com. The executive leadership listing includes Vishnu Sivan (CFO).
Company Overview
- CIN
- Date of Incorporation
- 16/04/1992
- Company Status
- Active
- RoC
- Kolkata
- Registration Number
- Balance sheet date
- 31/03/2024
- Company Category
- Company limited by shares
- Company Sub Category
- Non-government company
- Listed in Stock Exchange
- Yes
- Class of Company
- Public Limited Company
- LEI Number
- Authorized Capital
- ₹25,00,00,000.00
- Paid up Capital
- ₹3,75,01,000.00
- Activity
- Financial Intermediation; Except Insurance And Pension Funding
- rfsl.nbfc@gmail.com
- PAN
ISIN Numbers
| ISIN | Security | Interest Rate | Maturity Date | FISN | CFI |
|---|---|---|---|---|---|
| INE201C07191 | RICHFIELD FINANCIAL SERVICES LTD SR IV OP VI NCD 22AP31 FVRS1000 | - | 22/04/2031 | RICHFIELD FINAN/Zero DEB SECD | DBZSFN |
| INE201C07100 | RICHFIELD FINANCIAL SERVICES LTD SR III OP V NCD 27NV30 FVRS1000 | - | 27/11/2030 | RICHFIELD FINAN/Zero DEB SECD | DBZSFN |
| INE201C07035 | RICHFIELD FINANCIAL SERVICES LTD OP VI NCD 24OT30 FVRS1000 | - | 24/10/2030 | RICHFIELD FINAN/Zero DEB SECD | DBZSFN |
| INE201C07183 | RICHFIELD FINANCIAL SERVICES LTD SR IV OP V 12 NCD 22AG30 FVRS1000 | 12% | 22/08/2030 | RICHFIELD FINAN/12 DEB SECD | DBFSFN |
| INE201C07043 | RICHFIELD FINANCIAL SERVICES LTD SR II OP V 12 NCD 24FB30 FVRS1000 | 12% | 24/02/2030 | RICHFIELD FINAN/12 DEB SECD | DBFSFN |
| INE201C07159 | RICHFIELD FINANCIAL SERVICES LTD SR IV OP IV 11.75 NCD 22AG28 FVRS1000 | 11.75% | 22/08/2028 | RICHFIELD FINAN/11.75 DEB SECD | DBFSFN |
| INE201C07217 | RICHFIELD FINANCIAL SERVICES LTD SR V OP III 11.5 NCD 19MY28 FVRS1000 | 11.5% | 19/05/2028 | RICHFIELD FINAN/11.5 DEB SECD | DBFSFN |
| INE201C07175 | RICHFIELD FINANCIAL SERVICES LTD SR IV OP III 11.50 LOA 23AG27 FVRS1000 | 11.5% | 23/08/2027 | RICHFIELD FINAN/11.5 DEB SECD | DBFSFN |
| INE201C07209 | RICHFIELD FINANCIAL SERVICES LTD SR V OP 1 11.25 NCD 24JU27 FVRS1000 | 11.25% | 24/06/2027 | RICHFIELD FINAN/11.25 DEB SECD | DBFSFN |
| INE201C07092 | RICHFIELD FINANCIAL SERVICES LTD SR III OP III 11.50 NCD 27MR27 FVRS1000 | 11.5% | 27/03/2027 | RICHFIELD FINAN/11.5 DEB SECD | DBFSFN |
| INE201C07118 | RICHFIELD FINANCIAL SERVICES LTD SR III OP IV 11.75 NCD 27MR27 FVRS1000 | 11.75% | 27/03/2027 | RICHFIELD FINAN/11.75 DEB SECD | DBFSFN |
| INE201C07050 | RICHFIELD FINANCIAL SERVICES LTD SR II OP IV 11.75 NCD 24FB27 FVRS1000 | 11.75% | 24/02/2027 | RICHFIELD FINAN/11.75 DEB SECD | DBFSFN |
| INE201C07167 | RICHFIELD FINANCIAL SERVICES LTD SR IV OP II NCD 23DC26 FVRS1000 | - | 23/12/2026 | RICHFIELD FINAN/Zero DEB SECD | DBZSFN |
| IN8201C01011 | RICHFIELD FINANCIAL SERVICES LTD EQ LISTING/TRADING APPROVAL AWAITED | - | 12/10/2026 | RICHFIELD FINAN/SH VTG | ESVUFN |
| INE201C01012 | RICHFIELD FINANCIAL SERVICES LTD EQ | - | 12/10/2026 | RICHFIELD FINAN/SH VTG | ESVUFN |
| INE201C07142 | RICHFIELD FINANCIAL SERVICES LTD SR IV OP I 11.25 NCD 27SP26 FVRS1000 | 11.25% | 27/09/2026 | RICHFIELD FINAN/11.25 DEB SECD | DBFSFN |
Balance Sheet
| Metric | 31/03/2026 | 31/03/2025 | 31/03/2024 | 31/03/2023 | 31/03/2022 |
|---|---|---|---|---|---|
| Net PPE | ₹102.26L | ₹16.85L | ₹2.94L | ₹3.39L | ₹0.00L |
| Net Debt | ₹6,384.80L | ₹2,402.50L | ₹0.00L | ₹0.00L | ₹0.00L |
| Total Debt | ₹6,683.44L | ₹2,581.23L | ₹51.50L | ₹0.00L | ₹0.00L |
| Common Stock | ₹965.62L | ₹750.02L | ₹375.01L | ₹375.01L | ₹0.00L |
| Share Issued | ₹96.56L | ₹75.00L | ₹75.00L | ₹75.00L | ₹0.00L |
| Total Assets | ₹8,455.28L | ₹3,509.63L | ₹1,020.75L | ₹815.46L | ₹0.00L |
| Capital Stock | ₹965.62L | ₹750.02L | ₹375.01L | ₹375.01L | ₹0.00L |
| Long Term Debt | ₹6,683.44L | ₹2,581.23L | ₹51.50L | ₹0.00L | ₹0.00L |
| Current Assets | ₹8,166.21L | ₹3,123.62L | ₹1,005.35L | ₹658.51L | ₹0.00L |
| Prepaid Assets | ₹25.24L | ₹3.26L | ₹1.43L | ₹32.27L | ₹0.00L |
| Working Capital | ₹7,991.80L | ₹3,068.83L | ₹927.12L | ₹637.55L | ₹0.00L |
| Financial Assets | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Invested Capital | ₹8,099.53L | ₹3,423.05L | ₹910.78L | ₹794.49L | ₹0.00L |
| Retained Earnings | ₹57.01L | ₹28.80L | ₹282.77L | ₹230.94L | ₹0.00L |
| Common Stock Equity | ₹1,416.09L | ₹841.82L | ₹859.28L | ₹794.49L | ₹0.00L |
| Net Tangible Assets | ₹1,416.09L | ₹841.82L | ₹850.42L | ₹787.69L | ₹0.00L |
| Tangible Book Value | ₹1,416.09L | ₹841.82L | ₹850.42L | ₹787.69L | ₹0.00L |
| Current Liabilities | ₹174.41L | ₹54.79L | ₹78.23L | ₹20.96L | ₹0.00L |
| Long Term Provisions | ₹99.94L | ₹9.36L | ₹2.21L | ₹0.37L | ₹0.00L |
| Stockholders Equity | ₹1,416.09L | ₹841.82L | ₹859.28L | ₹794.49L | ₹0.00L |
| Other Equity Interest | ₹450.47L | ₹91.81L | ₹484.27L | ₹419.49L | ₹0.00L |
| Total Capitalization | ₹8,099.53L | ₹3,423.05L | ₹910.78L | ₹794.49L | ₹0.00L |
| Ordinary Shares Number | ₹96.56L | ₹75.00L | ₹75.00L | ₹75.00L | ₹0.00L |
| Other Non Current Assets | ₹88.62L | ₹30.24L | ₹3.60L | ₹0.00L | ₹0.00L |
| Total Non Current Assets | ₹289.07L | ₹386.00L | ₹15.40L | ₹156.96L | ₹0.00L |
| Cash And Cash Equivalents | ₹298.64L | ₹178.73L | ₹72.39L | ₹618.13L | ₹0.00L |
| Additional Paid In Capital | ₹323.40L | ₹0.00L | ₹141.00L | ₹141.00L | ₹0.00L |
| Other Short Term Investments | ₹3.35L | ₹300.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Other Non Current Liabilities | ₹48.70L | ₹14.88L | ₹3.18L | ₹0.01L | ₹0.00L |
| Total Equity Gross Minority Interest | ₹1,416.09L | ₹841.82L | ₹859.28L | ₹794.49L | ₹0.00L |
| Total Liabilities Net Minority Interest | ₹7,039.19L | ₹2,667.81L | ₹161.47L | ₹20.97L | ₹0.00L |
| Long Term Debt And Capital Lease Obligation | ₹6,683.44L | ₹2,581.23L | ₹51.50L | ₹0.00L | ₹0.00L |
| Cash Cash Equivalents And Short Term Investments | ₹298.64L | ₹178.73L | ₹72.39L | ₹618.13L | ₹0.00L |
| Total Non Current Liabilities Net Minority Interest | ₹6,864.78L | ₹2,613.02L | ₹83.24L | ₹0.01L | ₹0.00L |
Cash Flow
| Metric | 31/03/2026 | 31/03/2025 | 31/03/2024 | 31/03/2023 | 31/03/2022 |
|---|---|---|---|---|---|
| Free Cash Flow | -₹4,828.35L | -₹2,089.99L | -₹545.74L | -₹212.41L | ₹0.00L |
| Changes In Cash | ₹119.92L | ₹106.34L | -₹545.74L | -₹178.40L | ₹0.00L |
| End Cash Position | ₹298.64L | ₹178.73L | ₹72.39L | ₹618.13L | ₹0.00L |
| Financing Cash Flow | ₹4,641.21L | ₹2,499.73L | ₹0.00L | ₹0.00L | ₹0.00L |
| Investing Cash Flow | ₹211.17L | -₹320.99L | -₹8.64L | ₹19.47L | ₹0.00L |
| Operating Cash Flow | -₹4,732.46L | -₹2,072.40L | -₹537.10L | -₹197.87L | ₹0.00L |
| Capital Expenditure | -₹95.89L | -₹17.59L | -₹8.64L | -₹14.54L | ₹0.00L |
| Beginning Cash Position | ₹178.73L | ₹72.39L | ₹618.13L | ₹796.53L | ₹0.00L |
| Issuance Of Capital Stock | ₹539.00L | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Other Cash Adjustment Outside Changein Cash | -₹0.01L | ₹0.01L | -₹0.00L | ₹0.00L | ₹0.01L |
Income Statement
| Metric | 31/03/2026 | 31/03/2025 | 31/03/2024 | 31/03/2023 | 31/03/2022 |
|---|---|---|---|---|---|
| EBIT | ₹44.20L | -₹45.71L | ₹84.03L | ₹0.74L | ₹0.00L |
| EBITDA | ₹54.69L | -₹33.17L | ₹91.05L | ₹5.09L | ₹0.00L |
| Basic EPS | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Net Income | ₹35.26L | ₹12.54L | ₹64.78L | ₹0.86L | ₹0.00L |
| Diluted EPS | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Gross Profit | ₹370.08L | ₹138.46L | ₹116.89L | -₹8.74L | ₹0.00L |
| Pretax Income | ₹47.12L | ₹13.50L | ₹83.90L | ₹0.74L | ₹0.00L |
| Tax Provision | ₹11.86L | ₹0.98L | ₹19.11L | -₹0.13L | ₹0.00L |
| Total Revenue | ₹1,212.57L | ₹436.71L | ₹179.39L | ₹1.84L | ₹0.00L |
| Cost Of Revenue | ₹842.49L | ₹298.25L | ₹62.50L | ₹10.58L | ₹0.00L |
| Total Expenses | ₹1,168.37L | ₹482.42L | ₹108.46L | ₹33.94L | ₹0.00L |
| Interest Income | ₹9.33L | ₹0.62L | ₹3.70L | ₹31.69L | ₹0.00L |
| Operating Income | ₹44.20L | -₹45.71L | ₹70.93L | -₹32.10L | ₹0.00L |
| Tax Rate For Calcs | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Normalized EBITDA | ₹145.43L | -₹26.02L | ₹92.89L | ₹5.46L | ₹0.00L |
| Normalized Income | ₹103.16L | ₹19.17L | ₹66.20L | ₹1.12L | ₹0.00L |
| Operating Expense | ₹325.88L | ₹184.17L | ₹45.96L | ₹23.36L | ₹0.00L |
| Operating Revenue | ₹1,212.57L | ₹436.71L | ₹179.39L | ₹1.84L | ₹0.00L |
| Net Interest Income | ₹9.30L | ₹0.62L | ₹3.56L | ₹31.68L | ₹0.00L |
| Total Unusual Items | -₹90.74L | -₹7.15L | -₹1.84L | -₹0.37L | ₹0.00L |
| Basic Average Shares | ₹95.30L | ₹73.76L | ₹75.00L | ₹86.00L | ₹0.00L |
| Diluted Average Shares | ₹95.30L | ₹73.76L | ₹75.00L | ₹86.00L | ₹0.00L |
| Total Other Finance Cost | ₹0.03L | ₹0.00L | ₹0.01L | ₹0.01L | ₹0.00L |
| Other Operating Expenses | ₹135.65L | ₹66.56L | ₹18.83L | ₹4.97L | ₹0.00L |
| Reconciled Depreciation | ₹10.49L | ₹12.54L | ₹7.02L | ₹4.35L | ₹0.00L |
| Reconciled Cost Of Revenue | ₹842.49L | ₹298.25L | ₹62.50L | ₹10.58L | ₹0.00L |
| Rent Expense Supplemental | ₹80.37L | ₹35.91L | ₹6.14L | ₹1.16L | ₹0.00L |
| Tax Effect Of Unusual Items | -₹22.84L | -₹0.52L | -₹0.42L | -₹0.11L | ₹0.00L |
| Interest Income Non Operating | ₹9.33L | ₹0.62L | ₹3.70L | ₹31.69L | ₹0.00L |
| Selling And Marketing Expense | ₹25.80L | ₹12.81L | ₹1.12L | ₹0.92L | ₹0.00L |
| Net Income Common Stockholders | ₹35.26L | ₹12.54L | ₹64.78L | ₹0.86L | ₹0.00L |
| Net Income Continuous Operations | ₹35.26L | ₹12.54L | ₹64.78L | ₹0.86L | ₹0.00L |
| Diluted NIAvailto Com Stockholders | ₹35.26L | ₹12.54L | ₹64.78L | ₹0.86L | ₹0.00L |
| General And Administrative Expense | ₹44.20L | ₹39.26L | ₹6.67L | ₹7.44L | ₹0.00L |
| Selling General And Administration | ₹70.00L | ₹52.07L | ₹7.79L | ₹8.36L | ₹0.00L |
| Net Income Discontinuous Operations | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Otherunder Preferred Stock Dividend | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Total Unusual Items Excluding Goodwill | -₹90.74L | -₹7.15L | -₹1.84L | -₹0.37L | ₹0.00L |
| Net Non Operating Interest Income Expense | ₹9.30L | ₹0.62L | ₹3.56L | ₹31.68L | ₹0.00L |
| Net Income Including Noncontrolling Interests | ₹35.26L | ₹12.54L | ₹64.78L | ₹0.86L | ₹0.00L |
| Net Income From Continuing And Discontinued Operation | ₹35.26L | ₹12.54L | ₹64.78L | ₹0.86L | ₹0.00L |
| Net Income From Continuing Operation Net Minority Interest | ₹35.26L | ₹12.54L | ₹64.78L | ₹0.86L | ₹0.00L |
Company Performance (FY23–FY26)
Directors
| Appointment | Director name | DIN | Designation | |
|---|---|---|---|---|
| 11/10/2021 | Indu Kamala Ravindran | 09252600 | Director | View other directorships |
| 11/10/2021 | Neethu Subramoniyan | 08788544 | Director | View other directorships |
| 11/10/2021 | Vadasseril Chacko Georgekutty | 09194854 | Managing Director | View other directorships |
| 01/11/2021 | Vishnu Sivan | *****4345K | CFO | |
| 01/11/2021 | Priyanka Kalra | *****3926C | Company Secretary | |
| 17/03/2022 | Varghese Mathew | 08001027 | Director | View other directorships |
| 17/03/2022 | Midhun Ittoop | 07006994 | Director | View other directorships |
Business Network
Directors 7
- Vadasseril Chacko GeorgekuttyManaging Director
- Midhun IttoopDirector
- Varghese MathewDirector
- Indu Kamala RavindranDirector
- Neethu SubramoniyanDirector
- Priyanka KalraCompany Secretary
- Vishnu SivanCFO
Latest Documents
| Date | Title | Size |
|---|---|---|
| 18/11/2024 | Form MGT-7-18112024_signed | - |
| 19/10/2024 | Form AOC-4 NBFC(IND AS)-19102024_signed | - |
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Address
Frequently Asked Questions
The current board member of Richfield Financial Services Ltd are:
- Indu Kamala Ravindran
- Neethu Subramoniyan
- Vadasseril Chacko Georgekutty
- Varghese Mathew
- Midhun Ittoop