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Amortization (Tax)

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Quick Summary

Tax Amortization is the deduction allowed for intangible assets like patents, copyrights, trademarks, and know-how. It allows the cost of these assets to be written off over their useful life.

Amortization is the accounting and tax process of allocating the cost of intangible assets over their estimated useful life. While depreciation applies to tangible assets, amortization applies to intangible assets that have a finite useful life.

Intangible Assets Eligible for Amortization

  • Patents: Exclusive rights to inventions
  • Copyrights: Rights to literary, artistic works
  • Trademarks: Brand names, logos, symbols
  • Goodwill: Business reputation value
  • Know-how: Technical knowledge, processes
  • Franchises: License to operate under a brand
  • Licenses: Government or private permits
  • Software: Computer programs (under specific conditions)

Tax Treatment of Amortization in India

Asset Type Section Amortization Rate
Know-how, Patents, Copyrights, Trademarks, Licenses, Franchises 32(1)(ii) 25% (SLM on actual cost)
Spectrum fees for telecom services 35ABB Over license period
Cost of obtaining license to operate telecom services 35ABB Over license period
Preliminary expenses 35D 1/5th each year for 5 years
Amalgamation/Demerger expenses 35DD/35DDD 1/5th each year for 5 years
VRS expenditure 35DDA 1/5th each year for 5 years

Amortization vs Depreciation

Aspect Amortization Depreciation
Applies to Intangible assets Tangible assets
Method (Tax) Straight Line Method (SLM) WDV Method (mostly)
Residual Value Usually zero May have scrap value

Goodwill - Special Considerations

  • Self-generated goodwill: No amortization allowed
  • Purchased goodwill: Can be amortized in certain cases
  • Goodwill on amalgamation: Treated as per specific provisions

Key Points

  • Applies to intangible assets
  • Rate: 25% for patents, copyrights, trademarks
  • Uses Straight Line Method (SLM)
  • Preliminary expenses amortized over 5 years
  • Different from depreciation for tangible assets
  • No salvage value usually considered

Frequently Asked Questions

Can goodwill be amortized for tax purposes?

What is the difference between amortization and depreciation?

Is software treated as an intangible asset for amortization?

How are preliminary expenses amortized?