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E-Sign - Electronic Signature

3 min read

Quick Summary

E-Sign allows Aadhaar holders to digitally sign documents using OTP or biometrics. It is recognized under IT Act and equivalent to physical signatures.

E-Sign is an online electronic signature service that allows Aadhaar holders to sign documents digitally using Aadhaar authentication.

How It Works

  • Upload document to e-Sign service provider
  • Enter Aadhaar number
  • Receive OTP on registered mobile
  • Enter OTP to authenticate
  • Document is digitally signed

Legal Validity

  • Recognized under IT Act, 2000
  • Equivalent to physical signature
  • Admissible in courts
  • Non-repudiable

Use Cases

  • Government forms and applications
  • Bank account opening
  • Loan agreements
  • Insurance policies
  • Employment contracts

Difference from DSC

E-Sign uses Aadhaar OTP and is session-based. DSC (Digital Signature Certificate) is stored on USB token and used for MCA filings, income tax, etc.

Key Points

  • Uses Aadhaar authentication
  • OTP-based signing
  • Legally valid under IT Act
  • Equivalent to physical signature
  • Session-based authentication
  • Different from DSC