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Lifetime Value (LTV)

3 min read

Quick Summary

LTV represents the total monetary value of a customer relationship over time. It helps businesses understand how much they can afford to spend on customer acquisition.

Lifetime Value (LTV or CLV - Customer Lifetime Value) is the total revenue a business expects to earn from a customer throughout their entire relationship. It is a crucial metric for understanding customer profitability and guiding marketing investment decisions.

LTV Formula

Simple LTV = Average Purchase Value × Purchase Frequency × Customer Lifespan

Subscription LTV = Average Revenue Per User (ARPU) / Churn Rate

Traditional LTV = (Average Revenue Per Customer × Gross Margin) / Churn Rate

Components of LTV

  • Average Revenue Per User (ARPU): Monthly or annual revenue per customer
  • Gross Margin: Revenue minus cost of goods/services
  • Churn Rate: Percentage of customers lost per period
  • Customer Lifespan: Average duration of customer relationship
  • Expansion Revenue: Upsells, cross-sells, upgrades

Example Calculation

Subscription Business Example:

  • Monthly Subscription: ₹1,000
  • Gross Margin: 80%
  • Monthly Churn Rate: 5%
  • LTV = (₹1,000 × 0.80) / 0.05 = ₹16,000

LTV:CAC Ratio

The ratio of Lifetime Value to Customer Acquisition Cost is a critical metric:

LTV:CAC Ratio Interpretation
Below 1:1 Unsustainable - losing money on every customer
1:1 to 2:1 At risk - low margins for growth investment
3:1 Good - healthy unit economics
5:1+ Excellent - strong value delivery

Strategies to Increase LTV

  • Improve Retention: Reduce churn through better product and support
  • Upselling: Move customers to higher-tier plans
  • Cross-selling: Offer complementary products/services
  • Usage Expansion: Increase product adoption and engagement
  • Annual Plans: Encourage longer commitments with discounts
  • Loyalty Programs: Reward long-term customers

LTV Cohorts

Analyze LTV by customer cohorts to understand trends:

  • Acquisition Cohorts: Group by when customers signed up
  • Channel Cohorts: Group by acquisition channel
  • Plan Cohorts: Group by subscription tier
  • Compare to see which segments have highest LTV

Key Points

  • Total revenue expected from a customer
  • Critical for determining CAC budget
  • LTV:CAC ratio of 3:1 is ideal
  • Higher retention increases LTV
  • Expansion revenue boosts LTV
  • Calculated differently for different business models

Frequently Asked Questions

What is a good LTV:CAC ratio?

How do I calculate LTV for a new business?

Does LTV include expansion revenue?

Why is LTV important for fundraising?