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Pledge

3 min read

Quick Summary

A pledge is the delivery of goods by one person (pledgor) to another (pledgee) as security for the repayment of a debt or performance of an obligation, with the understanding that the goods will be returned once the obligation is fulfilled.

A pledge is the delivery of goods by one person (pledgor) to another (pledgee) as security for the repayment of a debt or performance of an obligation, with the understanding that the goods will be returned once the obligation is fulfilled.

Key Characteristics

  • Delivery of goods as security for debt
  • Pledgee takes possession of goods
  • Governed by Section 172 of Indian Contract Act

Legal Framework

Possession is essential for valid pledge

Key Points

  • Delivery of goods as security for debt
  • Pledgee takes possession of goods
  • Governed by Section 172 of Indian Contract Act
  • Pledgee can sell goods on default after notice
  • Common with pawnbrokers and gold loans
  • Possession is essential for valid pledge

Frequently Asked Questions

What is the difference between pledge and hypothecation?

Can pledged goods be redeemed?

What happens if the pledgee sells the pledged goods?

Is registration required for a pledge?