Indian Company Master Data Made Simple
Sbi Cards And Payment Services Limited
Profile data last updated: 17/01/2026
Sbi Cards And Payment Services Limited, with incorporation dating back to 1998, brings more than 2 decades of expertise. Its CIN is L65999DL1998PLC093849, with registration number 93849. Sbi Cards And Payment Services Limited is registered as company limited by shares. Authorized share capital stands at ₹1,500.00 crore. Its paid up capital is ₹951.55 crore.
Its primary business activity involves financial intermediation; except insurance and pension funding. The firm’s place of registration is Delhi. The company is incorporated with the address Unit 401 & 402,4th Floor,aggarwal Millennium Tower E 1,2,3, Netaji Subhash Place, Wazirpur, North West, New Delhi, Delhi, India, 110034. Sbi Cards And Payment Services Limited holds an active company status. The Permanent Account Number assigned to the company is AAECS5981K. As per official records, the company’s LEI is 335800HN4Y9OTCFH4236. The designated company email address is [email protected]. The executive leadership listing includes Rashmi Mohanty (CFO), Salila Pande (CEO), Rashmi Mohanty (CFO) and Salila Pande (CEO).
Company Overview
- CIN
- Date of Incorporation
- 14/05/1998
- Company Status
- Active
- RoC
- Delhi
- Registration Number
- Balance sheet date
- 2025-03-31
- Company Category
- Company limited by shares
- Company Sub Category
- Non-government company
- Listed in Stock Exchange
- Yes
- Class of Company
- Public Limited Company
- LEI Number
- LEI Status
- Issued
- Authorized Capital
- ₹15,00,00,00,000.00
- Paid up Capital
- ₹9,51,54,75,040.00
- Activity
- Financial Intermediation; Except Insurance And Pension Funding
- [email protected]
- PAN
GST Numbers
| State | GST Number | Status |
|---|---|---|
| Andhra Pradesh | 37AAECS5981K2ZP | Active |
| 37AAECS5981K1ZQ | Inactive | |
| Bihar | 10AAECS5981K1Z6 | Active |
| Chhattisgarh | 22AAECS5981K1Z1 | Inactive |
| Chandigarh | 04AAECS5981K1ZZ | Active |
| Delhi | 07AAECS5981K1ZT | Active |
| Goa | 30AAECS5981K1Z4 | Inactive |
| Gujarat | 24AAECS5981K1ZX | Active |
| Haryana | 06AAECS5981K1ZV | Active |
| 06AAECS5981K2ZU | Active |
ISIN Numbers
| ISIN | Security | Interest Rate | Maturity Date | FISN | CFI |
|---|---|---|---|---|---|
| INE018E08300 | SBI CARDS AND PAYMENT SERVICES LIMITED SR 30 8.25 NCD 30JU32 FVRS1CR | 8.25% | 30/06/2032 | SBI CARDS PAY/8.25 DEB 20320630 | DBFUFN |
Balance Sheet
| Metric | 31/03/2025 | 31/03/2024 | 31/03/2023 | 31/03/2022 | 31/03/2021 |
|---|---|---|---|---|---|
| Accumulated Depreciation | -₹40,039.00L | -₹39,453.00L | -₹31,433.00L | -₹24,762.00L | ₹0.00L |
| Total Liabilities Net Minority Interest | ₹51,76,408.00L | ₹46,08,720.00L | ₹35,71,551.00L | ₹26,89,573.00L | ₹0.00L |
| Tangible Book Value | ₹13,67,836.00L | ₹11,95,803.00L | ₹9,71,003.00L | ₹7,62,254.00L | ₹0.00L |
| Total Assets | ₹65,54,580.00L | ₹58,17,123.00L | ₹45,54,556.00L | ₹34,64,843.00L | ₹0.00L |
| Machinery Furniture Equipment | ₹34,697.00L | ₹56,996.00L | ₹48,382.00L | ₹31,054.00L | ₹0.00L |
| Total Equity Gross Minority Interest | ₹13,78,172.00L | ₹12,08,403.00L | ₹9,83,005.00L | ₹7,75,270.00L | ₹0.00L |
| Gross PPE | ₹62,729.00L | ₹83,295.00L | ₹76,794.00L | ₹57,116.00L | ₹0.00L |
| Common Stock | ₹95,136.00L | ₹95,097.00L | ₹94,607.00L | ₹94,318.00L | ₹0.00L |
| Total Capitalization | ₹58,72,833.00L | ₹51,97,511.00L | ₹40,93,967.00L | ₹30,73,516.00L | ₹0.00L |
| Total Debt | ₹45,17,068.00L | ₹40,31,470.00L | ₹31,53,109.00L | ₹23,28,491.00L | ₹0.00L |
| Goodwill And Other Intangible Assets | ₹10,336.00L | ₹12,600.00L | ₹12,002.00L | ₹13,016.00L | ₹0.00L |
| Other Equity Interest | ₹1,541.00L | ₹1,279.00L | ₹4,013.00L | ₹4,797.00L | ₹0.00L |
| Capital Stock | ₹95,136.00L | ₹95,097.00L | ₹94,607.00L | ₹94,318.00L | ₹0.00L |
| Additional Paid In Capital | ₹1,16,950.00L | ₹1,15,833.00L | ₹1,05,256.00L | ₹99,149.00L | ₹0.00L |
| Invested Capital | ₹58,72,833.00L | ₹51,97,511.00L | ₹40,93,967.00L | ₹30,73,516.00L | ₹0.00L |
| Net Tangible Assets | ₹13,67,836.00L | ₹11,95,803.00L | ₹9,71,003.00L | ₹7,62,254.00L | ₹0.00L |
| Prepaid Assets | ₹10,664.00L | ₹13,595.00L | ₹11,918.00L | ₹8,706.00L | ₹0.00L |
| Cash And Cash Equivalents | ₹2,55,991.00L | ₹2,50,843.00L | ₹1,01,604.00L | ₹78,425.00L | ₹0.00L |
| Stockholders Equity | ₹13,78,172.00L | ₹12,08,403.00L | ₹9,83,005.00L | ₹7,75,270.00L | ₹0.00L |
| Share Issued | ₹9,513.57L | ₹9,509.69L | ₹9,460.74L | ₹9,431.72L | ₹0.00L |
| Net Debt | ₹42,38,670.00L | ₹37,38,265.00L | ₹30,09,358.00L | ₹22,19,821.00L | ₹0.00L |
| Ordinary Shares Number | ₹9,513.57L | ₹9,509.69L | ₹9,460.74L | ₹9,431.72L | ₹0.00L |
| Long Term Debt And Capital Lease Obligation | ₹45,17,068.00L | ₹40,31,470.00L | ₹31,53,109.00L | ₹23,28,491.00L | ₹0.00L |
| Retained Earnings | ₹9,02,169.00L | ₹7,72,802.00L | ₹6,04,202.00L | ₹4,48,106.00L | ₹0.00L |
| Net PPE | ₹22,690.00L | ₹43,842.00L | ₹45,361.00L | ₹32,354.00L | ₹0.00L |
| Construction In Progress | ₹15.00L | ₹10.00L | ₹606.00L | ₹49.00L | ₹0.00L |
| Common Stock Equity | ₹13,78,172.00L | ₹12,08,403.00L | ₹9,83,005.00L | ₹7,75,270.00L | ₹0.00L |
| Other Intangible Assets | ₹10,336.00L | ₹12,600.00L | ₹12,002.00L | ₹13,016.00L | ₹0.00L |
| Other Properties | ₹22,675.00L | ₹26.00L | ₹44,754.00L | ₹32,305.00L | ₹0.00L |
Cash Flow
| Metric | 31/03/2025 | 31/03/2024 | 31/03/2023 | 31/03/2022 |
|---|---|---|---|---|
| Changes In Cash | ₹5,548.00L | ₹1,49,227.00L | ₹23,163.00L | ₹11,496.00L |
| Financing Cash Flow | ₹4,68,651.00L | ₹8,40,058.00L | ₹7,82,358.00L | ₹5,04,454.00L |
| Net Income | ₹1,91,641.00L | ₹2,40,788.00L | ₹2,25,847.00L | ₹1,61,614.00L |
| Free Cash Flow | -₹2,19,622.00L | -₹5,72,787.00L | -₹6,76,391.00L | -₹4,49,138.00L |
| Investing Cash Flow | -₹2,49,057.00L | -₹1,25,493.00L | -₹92,144.00L | -₹53,812.00L |
| End Cash Position | ₹2,53,753.00L | ₹2,48,205.00L | ₹98,979.00L | ₹75,816.00L |
| Capital Expenditure | -₹5,576.00L | -₹7,449.00L | -₹9,340.00L | -₹9,992.00L |
| Beginning Cash Position | ₹2,48,205.00L | ₹98,979.00L | ₹75,816.00L | ₹64,320.00L |
| Operating Cash Flow | -₹2,14,046.00L | -₹5,65,338.00L | -₹6,67,051.00L | -₹4,39,146.00L |
| Issuance Of Capital Stock | ₹584.00L | ₹7,448.00L | ₹4,413.00L | ₹3,734.00L |
Income Statement
| Metric | 31/03/2025 | 31/03/2024 | 31/03/2023 | 31/03/2022 |
|---|---|---|---|---|
| Income Tax Expense | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Total Operating Expenses | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Net Income From Continuing Operation Net Minority Interest | ₹1,91,641.00L | ₹2,40,788.00L | ₹2,25,847.00L | ₹1,61,614.00L |
| Basic EPS | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Operating Revenue | ₹14,26,785.00L | ₹12,75,120.00L | ₹10,67,763.00L | ₹8,63,672.00L |
| Total Unusual Items | ₹173.00L | -₹3.00L | ₹17.00L | -₹63.00L |
| Ebit | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Tax Effect Of Unusual Items | ₹44.53L | -₹0.76L | ₹4.33L | -₹16.13L |
| Total Unusual Items Excluding Goodwill | ₹173.00L | -₹3.00L | ₹17.00L | -₹63.00L |
| Interest Income | ₹9,34,731.00L | ₹7,94,439.00L | ₹6,15,624.00L | ₹4,86,725.00L |
| Net Income From Continuing And Discontinued Operation | ₹1,91,641.00L | ₹2,40,788.00L | ₹2,25,847.00L | ₹1,61,614.00L |
| General And Administrative Expense | ₹23,810.00L | ₹23,801.00L | ₹22,190.00L | ₹16,027.00L |
| Reconciled Depreciation | ₹14,682.00L | ₹19,675.00L | ₹16,381.00L | ₹14,856.00L |
| Net Income Continuous Operations | ₹1,91,641.00L | ₹2,40,788.00L | ₹2,25,847.00L | ₹1,61,614.00L |
| Net Income | ₹1,91,641.00L | ₹2,40,788.00L | ₹2,25,847.00L | ₹1,61,614.00L |
| Diluted Average Shares | ₹9,518.00L | ₹9,492.00L | ₹9,490.00L | ₹9,493.00L |
| Selling And Marketing Expense | ₹2,70,055.00L | ₹2,51,737.00L | ₹2,31,905.00L | ₹1,85,080.00L |
| Normalized Income | ₹1,91,512.53L | ₹2,40,790.24L | ₹2,25,834.33L | ₹1,61,660.87L |
| Gross Profit | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Diluted NIAvailto Com Stockholders | ₹1,91,641.00L | ₹2,40,788.00L | ₹2,25,847.00L | ₹1,61,614.00L |
| Cost Of Revenue | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Net Interest Income | ₹6,16,891.00L | ₹5,35,507.00L | ₹4,51,238.00L | ₹3,84,092.00L |
| Operating Expense | ₹7,37,264.00L | ₹6,72,401.00L | ₹6,07,684.00L | ₹4,71,197.00L |
| Net Income Common Stockholders | ₹1,91,641.00L | ₹2,40,788.00L | ₹2,25,847.00L | ₹1,61,614.00L |
| Pretax Income | ₹2,58,068.00L | ₹3,23,180.00L | ₹3,03,057.00L | ₹2,17,216.00L |
| Tax Rate For Calcs | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Selling General And Administration | ₹2,93,865.00L | ₹2,75,538.00L | ₹2,54,095.00L | ₹2,01,107.00L |
| Total Revenue | ₹14,26,785.00L | ₹12,75,120.00L | ₹10,67,763.00L | ₹8,63,672.00L |
| Other Operating Expenses | ₹3,34,707.00L | ₹2,93,852.00L | ₹2,59,216.00L | ₹1,88,815.00L |
| Diluted EPS | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Interest Expense | ₹3,17,840.00L | ₹2,58,932.00L | ₹1,64,386.00L | ₹1,02,633.00L |
| Basic Average Shares | ₹9,512.00L | ₹9,482.00L | ₹9,443.00L | ₹9,419.00L |
| Net Income Including Noncontrolling Interests | ₹1,91,641.00L | ₹2,40,788.00L | ₹2,25,847.00L | ₹1,61,614.00L |
| Tax Provision | ₹66,427.00L | ₹82,392.00L | ₹77,210.00L | ₹55,602.00L |
Directors
| Appointment | Director name | DIN | Designation | |
|---|---|---|---|---|
| 15/02/2012 | Payal Mittal Chhabra | *****3512H | Company Secretary | |
| 04/12/2020 | Shriniwas Yeshwant Joshi | 05189697 | Director | View other directorships |
| 21/10/2022 | Rashmi Mohanty | *****4475P | CFO | |
| 25/01/2024 | Ashwini Kumar Tewari | 08797991 | Nominee Director | View other directorships |
| 22/11/2024 | Challa Sreenivasulu Setty | 08335249 | Nominee Director | View other directorships |
| 01/04/2025 | Salila Pande | 10941529 | Nominee Director | View other directorships |
| 01/04/2025 | Salila Pande | *****1879M | CEO | |
| 13/08/2025 | Rajnikant Patel | 00003135 | Director | View other directorships |
| 13/11/2025 | Anuradha Rao | 07597195 | Additional Director | View other directorships |
| 09/12/2025 | Parvathy Vairava Sundaram | 07005574 | Additional Director | View other directorships |
Latest Documents
Category:
| Date | Title | Size |
|---|---|---|
| 17/09/2024 | Form MGT-7-17092024_signed | - |
| 11/09/2024 | Form AOC-4 NBFC(IND AS)-05092024 | - |
| 11/09/2024 | Form AOC-4 NBFC(IND AS) additional attachment-05092024 | - |
| 27/03/2024 | Form Addendum to AOC-4 CSR-27032024 | - |
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| B61473195 | 24/01/2011 | ₹1,50,00,00,000.00 | State Bank Of Mysore |
| B64537392 | 31/12/2008 | ₹3,50,00,00,000.00 | State Bank Of Bikaner & Jaipur |
| B86484912 | 27/11/2008 | ₹2,00,00,00,000.00 | State Bank Of Indore |
| A56883259 | 31/10/2007 | ₹1,75,00,00,000.00 | State Bank Of Indore |
| A78674249 | 26/03/2007 | ₹2,00,00,00,000.00 | Idbi Ltd. |
| B62052048 | 01/10/2006 | ₹3,00,00,00,000.00 | State Bank Of Travancore |
| A57027906 | 01/09/2006 | ₹2,50,00,00,000.00 | State Bank Of Bikaner & Jaipur |
| B86483542 | 01/09/2006 | ₹1,75,00,00,000.00 | State Bank Of Indore |
| A58147190 | 01/05/2006 | ₹25,00,00,000.00 | Sate Bank Of Saurashtra |
| A57339657 | 15/03/2005 | ₹50,00,00,000.00 | State Bank Of Mysore |
| B62298641 | 05/09/2003 | ₹25,00,00,000.00 | State Bank Of Patiala |
| B61470795 | 31/05/2003 | ₹50,00,00,000.00 | State Bank Of Hyderabad |
| AB9024150 | 09/12/2002 | ₹4,50,00,00,00,000.00 | State Bank Of India |
| A58144544 | 13/09/2002 | ₹50,00,00,000.00 | State Bank Of Saurashtra |
| A57338055 | 14/12/2001 | ₹2,00,00,00,000.00 | State Bank Of Mysore |
| A78602109 | 29/03/2001 | ₹1,00,00,00,000.00 | State Bank Of Travancore |
| A78673449 | 07/07/2000 | ₹75,00,00,000.00 | State Bank Of India |
| A78672755 | 07/01/2000 | ₹15,00,00,000.00 | State Bank Of India |
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Address
Unit 401 & 402,4th Floor,aggarwal Millennium Tower E 1,2,3, Netaji Subhash Place, Wazirpur, North West, New Delhi, Delhi, India, 110034
Frequently Asked Questions
What is the incorporation date of Sbi Cards And Payment Services Limited?
The incorporation date of Sbi Cards And Payment Services Limited is 14/05/1998.
What is the authorized share capital and paid-up capital of Sbi Cards And Payment Services Limited?
The authorized share capital of Sbi Cards And Payment Services Limited is ₹15,00,00,00,000.00. The paid-up capital is ₹9,51,54,75,040.00.
Who are the current board members & directors of Sbi Cards And Payment Services Limited?
The current board member of Sbi Cards And Payment Services Limited are:
- Shriniwas Yeshwant Joshi
- Rashmi Mohanty
- Payal Mittal Chhabra
- Anuradha Rao
- Parvathy Vairava Sundaram
- Rajnikant Patel
- Salila Pande
- Salila Pande
- Salila Pande
- Challa Sreenivasulu Setty
- Ashwini Kumar Tewari
What is the registered address of Sbi Cards And Payment Services Limited?
The registered address of Sbi Cards And Payment Services Limited is Unit 401 & 402,4th Floor,aggarwal Millennium Tower E 1,2,3, Netaji Subhash Place, Wazirpur, North West, New Delhi, Delhi, India, 110034.
What is the Corporate Identification Number of Sbi Cards And Payment Services Limited?
The Corporate Identification Number of Sbi Cards And Payment Services Limited is L65999DL1998PLC093849.