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The Jammu And Kashmir Bank Ltd
Founded in 1938, The Jammu And Kashmir Bank Ltd has been operating for more than 88 years. Corporate Identification Number is L65110JK1938SGC000048 and its registration number is 48. The company is classified as company limited by shares. The firm’s authorized share capital totals ₹185.00 crore. Its paid up capital is ₹110.12 crore.
Its primary business activity involves monetary intermediation [this group includes the obtaining of funds in the form of deposits]. The firm’s place of registration is Jammu. It is incorporated at (corporate Headquarters),m.a.road,srina, Srinagar, Jammu & Kashmir, India, 190001. The company is currently active. Its PAN is registered as AAACT6167G. The entity’s LEI (Legal Entity Identifier) number is 3358003EPKRYNVG21Y80. For correspondence, the registered email address is sharedeptt_gc@jkbmail.com. The leadership team includes Baldev Prakash (CEO) and Fayaz Ahmad Ganai (CFO).
Company Overview
- CIN
- Date of Incorporation
- 30/09/1938
- Company Status
- Active
- RoC
- Jammu
- Registration Number
- Balance sheet date
- 31/03/2024
- Company Category
- Company limited by shares
- Company Sub Category
- State government company
- Listed in Stock Exchange
- Yes
- Class of Company
- State Government Company
- LEI Number
- LEI Status
- Issued
- BIC
- JAKAINBBXXX
- Authorized Capital
- ₹1,85,00,00,000.00
- Paid up Capital
- ₹1,10,11,82,463.00
- Activity
- Monetary Intermediation [This group includes the obtaining of funds in the form of deposits]
- sharedeptt_gc@jkbmail.com
- PAN
GST Numbers
| State | GST Number | Status |
|---|---|---|
| Andhra Pradesh | 37AAACT6167G2Z5 | Inactive |
| 37AAACT6167G1Z6 | Inactive | |
| Bihar | 10AAACT6167G1DV | Active |
| 10AAACT6167G1ZM | Active | |
| Chhattisgarh | 22AAACT6167G1DQ | Active |
| 22AAACT6167G1ZH | Active | |
| Chandigarh | 04AAACT6167G1ZF | Active |
| 04AAACT6167G2ZE | Inactive | |
| 04AAACT6167G1DO | Active | |
| Delhi | 07AAACT6167G1Z9 | Active |
ISIN Numbers
| ISIN | Security | Interest Rate | Maturity Date | FISN | CFI |
|---|---|---|---|---|---|
| INE168A08087 | THE JAMMU AND KASHMIR BANK LIMITED 9.75 NCD 30DC32 FVRS1CR | 9.75% | 30/12/2032 | J&K BANK/9.4 Bd UNSEC | DBFUFN |
| INE168A08079 | THE JAMMU AND KASHMIR BANK LIMITED 9.50 BD 30MR32 FVRS1CR | 9.5% | 30/03/2032 | J&K BANK/9.50 DEB 20320330 | DBFUGN |
| INE168A16NO9 | THE JAMMU AND KASHMIR BANK LIMITED CD 08MAR27 | - | 08/03/2027 | J&K BANK/CD 20270308 | DYZUXN |
| INE168A16NP6 | THE JAMMU AND KASHMIR BANK LIMITED CD 26FEB27 | - | 26/02/2027 | J&K BANK/CD 20270226 | DYZUXN |
| INE168A16NM3 | THE JAMMU AND KASHMIR BANK LIMITED CD 24FEB27 | - | 24/02/2027 | J&K BANK/CD 20270224 | DYZUXN |
| INE168A16NN1 | THE JAMMU AND KASHMIR BANK LIMITED CD 22FEB27 | - | 22/02/2027 | J&K BANK/CD 20270222 | DYZUXN |
| INE168A16NR2 | THE JAMMU AND KASHMIR BANK LIMITED CD 09DEC26 | - | 09/12/2026 | J&K BANK/CD 20261209 | DYZUXN |
| INE168A16NQ4 | THE JAMMU AND KASHMIR BANK LIMITED CD 20NOV26 | - | 20/11/2026 | J&K BANK/CD 20261120 | DYZUXN |
| IN8168A01024 | THE JAMMU AND KASHMIR BANK LIMITED EQ NEW FV RE. 1/-LISTING/TRADG APPVL AWAITED | - | 12/10/2026 | J&K BANK/SH VTG | ESVUFN |
| INE168A01041 | THE JAMMU AND KASHMIR BANK LIMITED EQ NEW FV RE. 1/- | - | 12/10/2026 | J&K BANK/SH VTG | ESVUFN |
| INE168A08061 | THE JAMMU AND KASHMIR BANK LIMITED 10.5 LOA PERPETUAL FVRS10LAC | 10.5% | 12/10/2026 | J&K BANK/10.5 BD PERP | DBFUQN |
| INE168A08046 | THE JAMMU AND KASHMIR BANK LIMITED SR-A 9.25 LOA 27DC24 FVRS10LAC | 9.25% | 27/12/2024 | J&K BANK/9.25 BD 20241227 | DBFUFN |
Balance Sheet
| Metric | 31/03/2026 | 31/03/2025 | 31/03/2024 | 31/03/2023 | 31/03/2022 | 31/03/2020 |
|---|---|---|---|---|---|---|
| Net PPE | ₹2,53,295.60L | ₹2,19,184.00L | ₹2,25,774.97L | ₹2,27,175.23L | ₹0.00L | ₹0.00L |
| Gross PPE | ₹4,62,897.43L | ₹4,12,615.71L | ₹4,02,565.57L | ₹3,82,312.87L | ₹0.00L | ₹0.00L |
| Total Debt | ₹3,38,100.00L | ₹2,38,284.43L | ₹2,88,500.15L | ₹2,89,230.58L | ₹0.00L | ₹0.00L |
| Common Stock | ₹11,013.26L | ₹11,013.00L | ₹11,013.26L | ₹10,316.23L | ₹0.00L | ₹0.00L |
| Share Issued | ₹11,011.82L | ₹11,011.82L | ₹11,011.82L | ₹10,314.70L | ₹0.00L | ₹0.00L |
| Total Assets | ₹1,88,95,976.07L | ₹1,69,42,353.71L | ₹1,54,50,458.12L | ₹1,45,91,259.16L | ₹0.00L | ₹0.00L |
| Capital Stock | ₹11,013.26L | ₹11,013.26L | ₹11,013.26L | ₹10,316.23L | ₹0.00L | ₹0.00L |
| Prepaid Assets | ₹12,539.78L | ₹10,730.14L | ₹6,367.36L | ₹18,705.14L | ₹0.00L | ₹0.00L |
| Invested Capital | ₹19,88,078.27L | ₹16,59,115.50L | ₹15,07,772.75L | ₹12,78,863.10L | ₹0.00L | ₹0.00L |
| Other Properties | ₹2,64,334.13L | ₹2,41,672.66L | ₹1,80,733.17L | ₹1,63,086.41L | ₹0.00L | ₹0.00L |
| Common Stock Equity | ₹16,49,978.27L | ₹14,20,831.07L | ₹12,19,272.60L | ₹9,89,632.52L | ₹0.00L | ₹0.00L |
| Net Tangible Assets | ₹16,49,978.27L | ₹14,20,831.07L | ₹12,19,272.60L | ₹9,89,632.52L | ₹0.00L | ₹0.00L |
| Tangible Book Value | ₹16,49,978.27L | ₹14,20,831.07L | ₹12,19,272.60L | ₹9,89,632.52L | ₹0.00L | ₹0.00L |
| Stockholders Equity | ₹16,49,978.27L | ₹14,20,831.07L | ₹12,19,272.60L | ₹9,89,632.52L | ₹0.00L | ₹0.00L |
| Total Capitalization | ₹19,88,078.27L | ₹16,59,115.50L | ₹15,07,772.75L | ₹12,78,863.10L | ₹0.00L | ₹0.00L |
| Ordinary Shares Number | ₹11,011.82L | ₹11,011.82L | ₹11,011.82L | ₹10,314.70L | ₹0.00L | ₹0.00L |
| Cash And Cash Equivalents | ₹20,76,959.52L | ₹19,18,807.13L | ₹17,92,229.22L | ₹15,70,612.45L | ₹0.00L | ₹0.00L |
| Construction In Progress | ₹8,811.74L | ₹6,555.09L | ₹4,949.98L | ₹4,732.21L | ₹0.00L | ₹0.00L |
| Accumulated Depreciation | -₹2,09,601.83L | -₹1,93,431.76L | -₹1,76,790.60L | -₹1,55,137.64L | ₹0.00L | ₹0.00L |
| Additional Paid In Capital | ₹2,91,949.56L | ₹2,91,949.56L | ₹2,91,945.03L | ₹2,18,241.57L | ₹0.00L | ₹0.00L |
| Total Equity Gross Minority Interest | ₹16,49,978.27L | ₹14,20,831.07L | ₹12,19,272.60L | ₹9,89,632.52L | ₹0.00L | ₹0.00L |
| Total Liabilities Net Minority Interest | ₹1,72,45,997.80L | ₹1,55,21,522.64L | ₹1,42,31,185.52L | ₹1,36,01,626.64L | ₹0.00L | ₹0.00L |
| Long Term Debt And Capital Lease Obligation | ₹3,38,100.00L | ₹2,38,284.43L | ₹2,88,500.15L | ₹2,89,230.58L | ₹0.00L | ₹0.00L |
Cash Flow
| Metric | 31/03/2026 | 31/03/2025 | 31/03/2024 | 31/03/2023 | 31/03/2022 | 31/03/2020 |
|---|---|---|---|---|---|---|
| Free Cash Flow | -₹1,59,505.17L | ₹2,62,104.58L | -₹1,03,824.54L | -₹53,064.09L | ₹0.00L | ₹0.00L |
| Changes In Cash | -₹1,92,790.31L | ₹1,58,666.67L | -₹70,237.98L | ₹10,695.27L | ₹0.00L | ₹0.00L |
| End Cash Position | ₹7,85,524.33L | ₹9,78,314.64L | ₹8,19,647.97L | ₹8,89,885.95L | ₹0.00L | ₹0.00L |
| Financing Cash Flow | -₹49,993.27L | -₹1,03,437.91L | ₹40,743.34L | ₹63,759.36L | ₹0.00L | ₹0.00L |
| Investing Cash Flow | -₹30,228.87L | -₹10,209.95L | -₹25,725.97L | -₹12,351.36L | ₹0.00L | ₹0.00L |
| Operating Cash Flow | -₹1,12,568.17L | ₹2,72,314.53L | -₹85,255.35L | -₹40,712.73L | ₹0.00L | ₹0.00L |
| Capital Expenditure | -₹46,937.00L | -₹10,209.95L | -₹18,569.19L | -₹12,351.36L | ₹0.00L | ₹0.00L |
| Beginning Cash Position | ₹9,78,314.64L | ₹8,19,647.97L | ₹8,89,885.95L | ₹8,79,190.68L | ₹0.00L | ₹0.00L |
| Issuance Of Capital Stock | ₹0.00L | ₹4.53L | ₹74,400.49L | ₹43,180.99L | ₹0.00L | ₹0.00L |
| Other Cash Adjustment Outside Changein Cash | -₹31.00L | -₹3.00L | ₹0.00L | -₹3.00L | ₹1.00L | ₹0.00L |
Income Statement
| Metric | 31/03/2026 | 31/03/2025 | 31/03/2024 | 31/03/2023 | 31/03/2020 |
|---|---|---|---|---|---|
| Net Income | ₹2,35,949.83L | ₹2,08,178.62L | ₹1,77,122.45L | ₹1,18,051.70L | -₹1,13,941.22L |
| Pretax Income | ₹2,96,358.36L | ₹2,93,867.18L | ₹2,38,807.90L | ₹1,78,602.19L | ₹0.00L |
| Tax Provision | ₹59,600.00L | ₹85,243.00L | ₹61,817.00L | ₹58,745.00L | ₹0.00L |
| Total Revenue | ₹6,87,394.37L | ₹7,02,958.76L | ₹5,96,599.83L | ₹5,42,637.86L | ₹4,25,258.83L |
| Interest Income | ₹13,15,072.64L | ₹12,54,108.24L | ₹11,21,320.32L | ₹9,35,522.81L | ₹0.00L |
| Interest Expense | ₹7,26,861.68L | ₹6,74,125.70L | ₹6,00,793.11L | ₹4,60,943.80L | ₹0.00L |
| Tax Rate For Calcs | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Normalized Income | ₹2,35,870.54L | ₹2,08,108.07L | ₹1,77,043.37L | ₹1,17,971.63L | ₹0.00L |
| Operating Expense | ₹3,84,379.26L | ₹4,00,859.96L | ₹3,76,717.63L | ₹3,64,912.99L | ₹0.00L |
| Operating Revenue | ₹6,87,394.37L | ₹7,02,958.76L | ₹5,96,599.83L | ₹5,42,637.86L | ₹0.00L |
| Net Interest Income | ₹5,88,210.96L | ₹5,79,982.54L | ₹5,20,527.21L | ₹4,74,579.01L | ₹0.00L |
| Total Unusual Items | ₹99.25L | ₹99.38L | ₹106.70L | ₹119.32L | ₹0.00L |
| Net Income Extraordinary | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Other Operating Expenses | ₹85,344.64L | ₹69,703.09L | ₹64,459.98L | ₹49,438.45L | ₹0.00L |
| Reconciled Depreciation | ₹12,825.35L | ₹16,800.96L | ₹21,762.31L | ₹15,765.56L | ₹0.00L |
| Tax Effect Of Unusual Items | ₹19.96L | ₹28.83L | ₹27.62L | ₹39.25L | ₹0.00L |
| Selling And Marketing Expense | ₹1,438.19L | ₹1,218.02L | ₹1,157.60L | ₹513.23L | ₹0.00L |
| Net Income Common Stockholders | ₹2,35,949.83L | ₹2,08,178.62L | ₹1,77,122.45L | ₹1,18,051.70L | ₹0.00L |
| Net Income Continuous Operations | ₹2,35,950.87L | ₹2,08,177.89L | ₹1,77,122.52L | ₹1,18,050.23L | ₹0.00L |
| Diluted NIAvailto Com Stockholders | ₹2,35,949.83L | ₹2,08,178.62L | ₹1,77,122.45L | ₹1,18,051.70L | ₹0.00L |
| General And Administrative Expense | ₹3,872.92L | ₹3,522.07L | ₹3,454.69L | ₹3,185.47L | ₹0.00L |
| Selling General And Administration | ₹5,311.11L | ₹4,740.09L | ₹4,612.29L | ₹3,698.70L | ₹0.00L |
| Total Unusual Items Excluding Goodwill | ₹99.25L | ₹99.38L | ₹106.70L | ₹119.32L | ₹0.00L |
| Net Income Including Noncontrolling Interests | ₹2,35,950.87L | ₹2,08,177.89L | ₹1,77,122.52L | ₹1,18,050.23L | ₹0.00L |
| Net Income From Continuing And Discontinued Operation | ₹2,35,949.83L | ₹2,08,178.62L | ₹1,77,122.45L | ₹1,18,051.70L | ₹0.00L |
| Net Income From Continuing Operation Net Minority Interest | ₹2,35,949.83L | ₹2,08,178.62L | ₹1,77,122.45L | ₹1,18,051.70L | ₹0.00L |
Company Performance (FY20–FY26)
₹7.0 K Cr₹5.3 K Cr₹3.5 K Cr₹1.8 K Cr₹0
FY20FY23FY24FY25FY26
Directors
| Appointment | Director name | DIN | Designation | |
|---|---|---|---|---|
| 22/11/2016 | Mohammad Shafi Mir | *****5652R | Company Secretary | |
| 10/06/2019 | Rajesh Kumar Chhibber | 08190084 | Director | View other directorships |
| 01/03/2020 | Naba Kishore Sahoo | 07654279 | Director | View other directorships |
| 27/12/2021 | Baldev Prakash | 09421701 | Managing Director | View other directorships |
| 30/12/2021 | Baldev Prakash | *****0237N | CEO | |
| 21/01/2022 | Rajeev Bishnoi | 00130335 | Director | View other directorships |
| 21/01/2022 | Umesh Chandra Pandey | 01185085 | Director | View other directorships |
| 21/01/2022 | Anil Kumar Goel | 00672755 | Director | View other directorships |
| 03/03/2022 | Anand Kumar | 03041018 | Director | View other directorships |
| 14/12/2022 | Sudhir Gupta | 09614492 | Whole-time director | View other directorships |
| 26/12/2022 | Shahla Ayoub | 09834993 | Director | View other directorships |
| 24/07/2023 | Pawan Kotwal | 02455728 | Director | View other directorships |
| 22/08/2023 | Santosh Dattatraya Vaidya | 05340193 | Nominee Director | View other directorships |
| 20/10/2023 | Mandeep K Bhandari | 07310347 | Director | View other directorships |
| 16/04/2024 | Fayaz Ahmad Ganai | *****1633Q | CFO |
Business Network
CompanyDirectorNot on WeeDooBoard seatKey rolePast seatOwnership
Directors 15
- Baldev PrakashManaging Director
- Sudhir GuptaWhole-time director
- Mandeep K BhandariDirector
- Pawan KotwalDirector
- Shahla AyoubDirector
- Anand KumarDirector
- Anil Kumar GoelDirector
- Rajeev BishnoiDirector
- Umesh Chandra PandeyDirector
- Naba Kishore SahooDirector
- Rajesh Kumar ChhibberDirector
- Santosh Dattatraya VaidyaNominee Director
- Fayaz Ahmad GanaiCFO
- Baldev PrakashCEO
- Mohammad Shafi MirCompany Secretary
Subsidiaries 1
- Jkb Financial Services Limited.Direct
Latest Documents
Category:
| Date | Title | Size |
|---|---|---|
| 23/10/2024 | Form AOC - 4 CFS-23102024-signed | - |
| 18/10/2024 | Form Addendum to AOC-4 CSR-18102024_signed | - |
| 16/10/2024 | Form MGT-7-14102024 | - |
| 07/09/2024 | Form AOC-4-07092024 | - |
| 06/09/2024 | Form AOC-4-28082024 | - |
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Direct/Ultimate Children
| Type | Legal Name | LEI code |
|---|---|---|
| Direct | Jkb Financial Services Limited. | 894500T5BCABPRSE4410 |
Address
(corporate Headquarters),m.a.road,srina, Srinagar, Jammu & Kashmir, India, 190001
Frequently Asked Questions
What is the incorporation date of The Jammu And Kashmir Bank Ltd?
The incorporation date of The Jammu And Kashmir Bank Ltd is 30/09/1938.
What is the authorized share capital and paid-up capital of The Jammu And Kashmir Bank Ltd?
The authorized share capital of The Jammu And Kashmir Bank Ltd is ₹1,85,00,00,000.00. The paid-up capital is ₹1,10,11,82,463.00.
Who are the current board members & directors of The Jammu And Kashmir Bank Ltd?
The current board member of The Jammu And Kashmir Bank Ltd are:
- Anand Kumar
- Shahla Ayoub
- Naba Kishore Sahoo
- Baldev Prakash
- Rajesh Kumar Chhibber
- Rajeev Bishnoi
- Umesh Chandra Pandey
- Anil Kumar Goel
- Sudhir Gupta
- Santosh Dattatraya Vaidya
- Mandeep K Bhandari
- Pawan Kotwal
What is the registered address of The Jammu And Kashmir Bank Ltd?
The registered address of The Jammu And Kashmir Bank Ltd is (corporate Headquarters),m.a.road,srina, Srinagar, Jammu & Kashmir, India, 190001.
What is the Corporate Identification Number of The Jammu And Kashmir Bank Ltd?
The Corporate Identification Number of The Jammu And Kashmir Bank Ltd is L65110JK1938SGC000048.