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Ujjivan Small Finance Bank Limited
Established on 3 Jul 2016, Ujjivan Small Finance Bank Limited boasts 10 years of operation. Its CIN is L65110KA2016PLC142162, with registration number 142162. The firm is categorized as company limited by shares. Ujjivan Small Finance Bank Limited is authorized to hold share capital worth ₹2,625.00 crore. Ujjivan Small Finance Bank Limited’s paid-up capital stands at ₹1,934.53 crore.
The firm focuses on financial intermediation; except insurance and pension funding. It is incorporated within the Bangalore registry. It is incorporated at Grapegarden,no.27,3rdacross,18thmain6thblock,koramangala, Bangalore, Bengaluru, Karnataka, India, 560095. The company maintains an active registration. The entity’s PAN (Permanent Account Number) stands as AABCU9603R. According to the LEI registry, the company’s code is 335800D9P5CCZUX4X552. All official communications can be sent to corporatesecretarial@ujjivan.com. The senior leadership includes Sadananda Balakrishna Kamath (CFO) and Sanjeev Nautiyal (CEO).
Company Overview
- CIN
- Date of Incorporation
- 03/07/2016
- Company Status
- Active
- RoC
- Bangalore
- Registration Number
- Balance sheet date
- 31/03/2024
- Company Category
- Company limited by shares
- Company Sub Category
- Non-government company
- Listed in Stock Exchange
- Yes
- Class of Company
- Public Limited Company
- LEI Number
- LEI Status
- Issued
- Authorized Capital
- ₹26,25,00,00,000.00
- Paid up Capital
- ₹19,34,52,58,120.00
- Activity
- Financial Intermediation; Except Insurance And Pension Funding
- corporatesecretarial@ujjivan.com
- PAN
GST Numbers
| State | GST Number | Status |
|---|---|---|
| Andhra Pradesh | 37AABCU9603R1ZM | Active |
| Assam | 18AABCU9603R1ZM | Active |
| Bihar | 10AABCU9603R1Z2 | Active |
| Chhattisgarh | 22AABCU9603R1ZX | Active |
| Chandigarh | 04AABCU9603R1ZV | Active |
| Delhi | 07AABCU9603R1ZP | Active |
| Gujarat | 24AABCU9603R1ZT | Active |
| Goa | 30AABCU9603R1Z0 | Active |
| Himachal Pradesh | 02AABCU9603R1ZZ | Active |
| Haryana | 06AABCU9603R1ZR | Active |
ISIN Numbers
| ISIN | Security | Interest Rate | Maturity Date | FISN | CFI |
|---|---|---|---|---|---|
| INE551W08013 | UJJIVAN SMALL FINANCE BANK LIMITED SR 1 TR 1 11.95 LOA 26AP28 FVRS1LAC | 11.95% | 26/04/2028 | UJJIVAN SF BK/11.95 DEB 20280426 | DBFUFN |
| INE551W16CP0 | UJJIVAN SMALL FINANCE BANK LIMITED CD 24MAR27 | - | 24/03/2027 | UJJIVAN SF BK/CD 20270324 | DYZUXN |
| INE551W16CK1 | UJJIVAN SMALL FINANCE BANK LIMITED CD 18MAR27 | - | 18/03/2027 | UJJIVAN SF BK/CD 20270318 | DYZUXN |
| INE551W16CI5 | UJJIVAN SMALL FINANCE BANK LIMITED CD 26FEB27 | - | 26/02/2027 | UJJIVAN SF BK/CD 20270226 | DYZUXN |
| INE551W16CJ3 | UJJIVAN SMALL FINANCE BANK LIMITED CD 25FEB27 | - | 25/02/2027 | UJJIVAN SF BK/CD 20270225 | DYZUXN |
| INE551W16CO3 | UJJIVAN SMALL FINANCE BANK LIMITED CD 04JAN27 | - | 04/01/2027 | UJJIVAN SF BK/CD 20270104 | DYZUXN |
| INE551W16CN5 | UJJIVAN SMALL FINANCE BANK LIMITED CD 15DEC26 | - | 15/12/2026 | UJJIVAN SF BK/CD 20261215 | DYZUXN |
| INE551W16CC8 | UJJIVAN SMALL FINANCE BANK LIMITED CD 19NOV26 | - | 19/11/2026 | UJJIVAN SF BK/CD 20261119 | DYZUXN |
| INE551W16CL9 | UJJIVAN SMALL FINANCE BANK LIMITED CD 27OCT26 | - | 27/10/2026 | UJJIVAN SF BK/CD 20261027 | DYZUXN |
| INE551W04012 | UJJIVAN SMALL FINANCE BANK LIMITED 11% PREF | - | 12/10/2026 | UJJIVAN SF BK/11 NCUM PREF | EPNNFN |
| INE551W01018 | UJJIVAN SMALL FINANCE BANK LIMITED EQ | - | 12/10/2026 | UJJIVAN SF BK/SH VTG | ESVUFN |
| IN8551W01017 | UJJIVAN SMALL FINANCE BANK LIMITED EQ LISTING/TRADING APPROVAL AWAITED | - | 12/10/2026 | UJJIVAN SF BK/SH VTG | ESVUFN |
Balance Sheet
| Metric | 31/03/2026 | 31/03/2025 | 31/03/2024 | 31/03/2023 | 31/03/2022 |
|---|---|---|---|---|---|
| Net PPE | ₹45,727.48L | ₹44,374.02L | ₹39,485.41L | ₹17,914.96L | ₹0.00L |
| Net Debt | ₹29,234.00L | ₹0.00L | ₹0.00L | ₹15,787.00L | ₹0.00L |
| Gross PPE | ₹1,17,192.53L | ₹1,03,848.76L | ₹87,747.45L | ₹44,263.64L | ₹0.00L |
| Total Debt | ₹2,48,601.13L | ₹1,85,536.30L | ₹1,52,081.53L | ₹2,39,146.40L | ₹0.00L |
| Common Stock | ₹1,94,271.44L | ₹1,93,500.36L | ₹1,93,142.85L | ₹1,95,470.66L | ₹0.00L |
| Share Issued | ₹19,427.14L | ₹19,350.04L | ₹19,587.63L | ₹19,547.07L | ₹0.00L |
| Total Assets | ₹57,54,120.51L | ₹47,68,915.15L | ₹40,42,221.62L | ₹33,31,687.75L | ₹0.00L |
| Capital Stock | ₹1,94,271.44L | ₹1,93,500.36L | ₹1,93,142.85L | ₹2,15,470.66L | ₹0.00L |
| Prepaid Assets | ₹3,015.88L | ₹7,507.38L | ₹0.00L | ₹1,023.20L | ₹0.00L |
| Invested Capital | ₹9,30,168.79L | ₹7,93,876.99L | ₹7,13,430.74L | ₹6,40,057.10L | ₹0.00L |
| Other Properties | ₹1,17,192.53L | ₹1,03,848.76L | ₹87,747.45L | ₹42,506.41L | ₹0.00L |
| Retained Earnings | ₹2,49,265.30L | ₹2,03,270.54L | ₹1,81,840.00L | ₹50,686.95L | ₹0.00L |
| Common Stock Equity | ₹6,81,567.66L | ₹6,08,340.69L | ₹5,61,349.21L | ₹4,00,910.70L | ₹0.00L |
| Net Tangible Assets | ₹6,77,988.26L | ₹6,07,023.40L | ₹5,58,168.19L | ₹4,10,537.67L | ₹0.00L |
| Tangible Book Value | ₹6,77,988.26L | ₹6,07,023.40L | ₹5,58,168.19L | ₹3,90,537.67L | ₹0.00L |
| Stockholders Equity | ₹6,81,567.66L | ₹6,08,340.69L | ₹5,61,349.21L | ₹4,20,910.70L | ₹0.00L |
| Other Equity Interest | ₹10,048.94L | ₹8,963.86L | ₹7,232.38L | ₹5,122.05L | ₹0.00L |
| Total Capitalization | ₹9,30,168.79L | ₹7,93,876.99L | ₹7,13,430.74L | ₹6,60,057.10L | ₹0.00L |
| Ordinary Shares Number | ₹19,427.14L | ₹19,350.04L | ₹19,587.63L | ₹19,547.07L | ₹0.00L |
| Other Intangible Assets | ₹3,579.40L | ₹1,317.29L | ₹3,181.02L | ₹10,373.03L | ₹0.00L |
| Cash And Cash Equivalents | ₹3,43,084.55L | ₹3,15,696.59L | ₹2,52,396.22L | ₹2,46,369.47L | ₹0.00L |
| Accumulated Depreciation | -₹71,465.05L | -₹59,474.74L | -₹48,262.04L | -₹26,348.68L | ₹0.00L |
| Additional Paid In Capital | ₹80,328.38L | ₹78,209.19L | ₹77,189.59L | ₹96,189.60L | ₹0.00L |
| Goodwill And Other Intangible Assets | ₹3,579.40L | ₹1,317.29L | ₹3,181.02L | ₹10,373.03L | ₹0.00L |
| Total Equity Gross Minority Interest | ₹6,81,567.66L | ₹6,08,340.69L | ₹5,61,349.21L | ₹4,20,910.70L | ₹0.00L |
| Total Liabilities Net Minority Interest | ₹50,72,552.85L | ₹41,60,574.46L | ₹34,80,872.41L | ₹29,10,777.05L | ₹0.00L |
| Long Term Debt And Capital Lease Obligation | ₹2,48,601.13L | ₹1,85,536.30L | ₹1,52,081.53L | ₹2,39,146.40L | ₹0.00L |
Cash Flow
| Metric | 31/03/2026 | 31/03/2025 | 31/03/2024 | 31/03/2023 |
|---|---|---|---|---|
| Net Income | ₹69,263.00L | ₹72,610.00L | ₹1,28,150.00L | ₹1,09,992.00L |
| Free Cash Flow | ₹1,65,961.70L | ₹1,86,099.18L | ₹1,34,715.98L | ₹93,443.05L |
| Changes In Cash | ₹27,387.96L | ₹63,300.36L | ₹20,957.64L | ₹15,050.42L |
| End Cash Position | ₹3,43,084.55L | ₹3,15,696.59L | ₹2,52,396.22L | ₹2,31,369.47L |
| Financing Cash Flow | ₹91,135.12L | ₹39,824.36L | -₹51,872.62L | ₹1,18,642.91L |
| Investing Cash Flow | -₹2,48,066.78L | -₹1,79,343.97L | -₹86,453.90L | -₹2,09,571.16L |
| Operating Cash Flow | ₹1,84,319.62L | ₹2,02,819.97L | ₹1,59,284.16L | ₹1,05,978.67L |
| Capital Expenditure | -₹18,357.92L | -₹16,720.79L | -₹24,568.18L | -₹12,535.62L |
| Beginning Cash Position | ₹3,15,696.59L | ₹2,52,396.22L | ₹2,31,369.47L | ₹2,16,319.05L |
| Issuance Of Capital Stock | ₹2,070.29L | ₹1,377.11L | ₹2,026.35L | ₹46,612.12L |
Income Statement
| Metric | 31/03/2026 | 31/03/2025 | 31/03/2024 | 31/03/2023 |
|---|---|---|---|---|
| Ebit | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Basic EPS | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Net Income | ₹69,263.44L | ₹72,610.31L | ₹1,28,149.07L | ₹1,09,992.17L |
| Diluted EPS | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Gross Profit | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Pretax Income | ₹91,103.47L | ₹94,156.66L | ₹1,70,217.30L | ₹1,46,723.76L |
| Tax Provision | ₹21,840.00L | ₹21,547.00L | ₹42,067.00L | ₹36,731.59L |
| Total Revenue | ₹4,90,743.81L | ₹4,37,028.94L | ₹4,05,709.43L | ₹3,28,776.31L |
| Cost Of Revenue | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Interest Income | ₹6,93,144.87L | ₹6,35,438.96L | ₹5,67,715.41L | ₹4,16,499.47L |
| Interest Expense | ₹3,06,044.22L | ₹2,71,812.25L | ₹2,26,770.39L | ₹1,46,709.26L |
| Tax Rate For Calcs | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Income Tax Expense | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Normalized Income | ₹69,342.42L | ₹72,647.70L | ₹1,28,259.91L | ₹1,10,042.40L |
| Operating Expense | ₹3,26,860.46L | ₹2,79,319.79L | ₹2,27,908.91L | ₹1,80,228.51L |
| Operating Revenue | ₹4,90,743.81L | ₹4,37,028.94L | ₹4,05,709.43L | ₹3,28,776.31L |
| Net Interest Income | ₹3,87,100.65L | ₹3,63,626.71L | ₹3,40,945.02L | ₹2,69,790.21L |
| Total Unusual Items | -₹103.88L | -₹48.49L | -₹147.22L | -₹67.01L |
| Basic Average Shares | ₹19,375.00L | ₹19,338.00L | ₹19,278.00L | ₹18,510.33L |
| Diluted Average Shares | ₹19,707.00L | ₹19,562.00L | ₹19,606.00L | ₹18,537.83L |
| Net Income Extraordinary | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Other Operating Expenses | ₹1,03,640.90L | ₹86,396.89L | ₹71,631.17L | ₹58,396.03L |
| Reconciled Depreciation | ₹14,464.20L | ₹13,472.39L | ₹9,828.96L | ₹9,027.85L |
| Total Operating Expenses | ₹0.00L | ₹0.00L | ₹0.00L | ₹0.00L |
| Tax Effect Of Unusual Items | -₹24.90L | -₹11.10L | -₹36.38L | -₹16.78L |
| Selling And Marketing Expense | ₹1,955.77L | ₹2,690.94L | ₹5,851.03L | ₹3,845.00L |
| Net Income Common Stockholders | ₹69,263.44L | ₹72,610.31L | ₹1,28,149.07L | ₹1,07,792.17L |
| Net Income Continuous Operations | ₹69,263.47L | ₹72,609.66L | ₹1,28,150.30L | ₹1,09,992.17L |
| Diluted NIAvailto Com Stockholders | ₹69,263.44L | ₹72,610.31L | ₹1,28,149.07L | ₹1,07,792.17L |
| General And Administrative Expense | ₹2,462.30L | ₹1,715.05L | ₹1,107.74L | ₹972.22L |
| Selling General And Administration | ₹4,418.07L | ₹4,405.99L | ₹6,958.77L | ₹4,817.22L |
| Total Unusual Items Excluding Goodwill | -₹103.88L | -₹48.49L | -₹147.22L | -₹67.01L |
| Net Income Including Noncontrolling Interests | ₹69,263.47L | ₹72,609.66L | ₹1,28,150.30L | ₹1,09,992.17L |
| Net Income From Continuing And Discontinued Operation | ₹69,263.44L | ₹72,610.31L | ₹1,28,149.07L | ₹1,09,992.17L |
| Net Income From Continuing Operation Net Minority Interest | ₹69,263.44L | ₹72,610.31L | ₹1,28,149.07L | ₹1,09,992.17L |
Company Performance (FY23–FY26)
₹4.9 K Cr₹3.7 K Cr₹2.5 K Cr₹1.2 K Cr₹0
FY23FY24FY25FY26
Directors
| Appointment | Director name | DIN | Designation | |
|---|---|---|---|---|
| 16/12/2020 | Rajni Anil Mishra | 08386001 | Director | View other directorships |
| 13/03/2021 | Rajesh Kumar Jogi | 03341036 | Director | View other directorships |
| 20/08/2021 | Sudha Suresh | 06480567 | Director | View other directorships |
| 20/08/2021 | Ravichandran Venkataraman | 02064557 | Director | View other directorships |
| 20/08/2021 | Banavar Anantharamaiah Prabhakar | 02101808 | Director | View other directorships |
| 05/04/2022 | Sanjeev Barnwal | *****6433D | Company Secretary | |
| 01/07/2022 | Anita Ramachandran | 00118188 | Director | View other directorships |
| 01/05/2024 | Carol Kripanayana Furtado | 07587305 | Whole-time director | View other directorships |
| 18/05/2024 | Mona Kachhwaha | 01856801 | Director | View other directorships |
| 01/07/2024 | Sanjeev Nautiyal | 08075972 | Managing Director | View other directorships |
| 01/07/2024 | Sanjeev Nautiyal | *****0527E | CEO | |
| 05/12/2024 | Sadananda Balakrishna Kamath | *****3296C | CFO |
Business Network
CompanyDirectorNot on WeeDooBoard seatKey rolePast seatOwnership
Directors 12
- Sanjeev NautiyalManaging Director
- Carol Kripanayana FurtadoWhole-time director
- Mona KachhwahaDirector
- Anita RamachandranDirector
- Banavar Anantharamaiah PrabhakarDirector
- Ravichandran VenkataramanDirector
- Sudha SureshDirector
- Rajesh Kumar JogiDirector
- Rajni Anil MishraDirector
- Sadananda Balakrishna KamathCFO
- Sanjeev NautiyalCEO
- Sanjeev BarnwalCompany Secretary
Latest Documents
Category:
| Date | Title | Size |
|---|---|---|
| 28/10/2024 | Form MGT-7-23092024 | - |
| 23/09/2024 | Form MGT-7-23092024_signed | - |
| 21/08/2024 | Form AOC-4-21082024 | - |
| 21/08/2024 | Form AOC-4 additional attachment-21082024 | - |
| 14/03/2024 | Form Addendum to AOC-4 CSR-14032024_signed | - |
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Address
Grapegarden,no.27,3rdacross,18thmain6thblock,koramangala, Bangalore, Bengaluru, Karnataka, India, 560095
Frequently Asked Questions
What is the incorporation date of Ujjivan Small Finance Bank Limited?
The incorporation date of Ujjivan Small Finance Bank Limited is 03/07/2016.
What is the authorized share capital and paid-up capital of Ujjivan Small Finance Bank Limited?
The authorized share capital of Ujjivan Small Finance Bank Limited is ₹26,25,00,00,000.00. The paid-up capital is ₹19,34,52,58,120.00.
Who are the current board members & directors of Ujjivan Small Finance Bank Limited?
The current board member of Ujjivan Small Finance Bank Limited are:
- Sudha Suresh
- Ravichandran Venkataraman
- Anita Ramachandran
- Banavar Anantharamaiah Prabhakar
- Rajni Anil Mishra
- Rajesh Kumar Jogi
- Carol Kripanayana Furtado
- Sanjeev Nautiyal
- Mona Kachhwaha
What is the registered address of Ujjivan Small Finance Bank Limited?
The registered address of Ujjivan Small Finance Bank Limited is Grapegarden,no.27,3rdacross,18thmain6thblock,koramangala, Bangalore, Bengaluru, Karnataka, India, 560095.
What is the Corporate Identification Number of Ujjivan Small Finance Bank Limited?
The Corporate Identification Number of Ujjivan Small Finance Bank Limited is L65110KA2016PLC142162.